كيف تدخر الكثير من المال إن كنت شخصاً مُبذراً

الجانب المُشرق | Bright Side Arabic July 29, 2018
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كيف تدخر المال سريعاً، إن توفير المال ليس بالمهمة السهلة، وهو أصعب على أولئك الذين تكاد تنعدم لديهم القدرة على ضبط النفس. ومن حسن الحظ أن هناك حل لأولئك المُبذرين الذين يرغبون بتوفير المال سريعاً، كل ما عليكم فعله هو اتّباع هذه القواعد البسيطة التي ستساعدكم على إنفاق أقل وادخار أكبر في وقت سريع. فستساعدكم كل من قاعدة الـ24 ساعة وشهر دون إنفاق وسر الشراء والادخار على الوصول إلى أهدافكم المالية سريعاً. الطوابع الزمنية: ادخر الفكّة المتوفرة لديك 0:48 تطبيق قاعدة الـ24 ساعة. 1:48 تحويل عاداتك السيئة إلى مُدخرات. 3:21 ادفع لنفسك أولاً. 4:29 شهر دون نفقات. 5:26 اشتري وادخر. 6:51 الادخار على مراحل. 8:24 الموسيقا: https://www.youtube.com/audiolibrary/music المُلخص: -لو وضعت جانباً 50 دولاراً في السنة ستتمكن من إنشاء صندوق للطوارئ بـ500 دولار لمساعدتك في حال فقدت دخلك بشكل مفاجئ. -امنح نفسك 24 ساعة للتفكير برويّة قبل شراء أي شيء. -ضع مبلغاً محدداً من المال مقابل كل عادة سيئة تملكها. -تتضمن طريقة "ادفع لنفسك أولاً" دفع جزء من أجرك لنفسك قبل أن تنفقه على أي شيء آخر. -عليك أن تعد نفسك بشراء الضروريات فقط خلال الثلاثين يوماً القادمة. وهذا يعني ضرورة إجرائك لبعض التغييرات على حياتك أيضاً: كالذهاب للعمل مشياً أو على الدراجة بدلاً من ركوب السيارة أو تناول طعام بسيط منزلي الصنع أو أخذ الغداء للعمل يومياً أو خفض النفقات الترفيهية من خلال التمشية في المنتزه أو التجول في مدينتك. -إن طريقة اشتري وادخر بسيطة للغاية: ضع جانباً نسبة مئوية لكل عملية شراء تقوم بها. -ادخر مبلغاً أكبر في كل اسبوع يزيد عن الأسبوع السابق، فمثلا ابدأ بـ5 دولارات ومن من ثم ضع 10 دولارات وبعد ذلك 15 دولار. إشترك في قناة الجانب المُشرق : https://goo.gl/PVJWkW --------------------------------------------------------------------------- وسائل التواصل الإجتماعي : حِرف إبداعية في 5 دقائق على موقع يوتيوب : https://goo.gl/dkrhKw

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