創業家沒告訴你的銀行貸款槓桿思維! ft.創業教母王子娘｜天母無聊怪
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想深入了解自己適合哪個貸款或是想準確評估目前自己的條件該怎麼做才能拿到政府的💰 至官網或官方LINE輸入 🏷️天母無聊怪專屬折扣碼：KEVIN2026 直接現折-5000元 諮詢服務折扣後只要1000元!! 實體諮詢官網：https://reurl.cc/VmOKn6 專業課程諮詢：https://line.me/R/ti/p/@princemom 你也有故事想說嗎？填寫表單讓我認識你👇🏻 https://forms.gle/wUVpuAjtoujRQ6Ek6 📩 商業合作請洽 [email protected] 短影音代操、課程官方LINE諮詢 ►https://reurl.cc/QY4kap ► 開場 & 來賓 00:00 開頭預告｜為什麼創業者一定要懂政策性貸款 03:18 來賓背景｜從實戰經驗看企業周轉與貸款真相 ► 政策性貸款基礎認知 10:37 什麼是政策性貸款？錢為什麼要給真正需要的人 12:11 政策性貸款 vs 企業貸款 vs 一般信貸差異一次懂 14:46 政策性貸款的彈性與多變性 17:58 什麼叫中小微企業？誰符合資格 ► 創業者最常問的貸款迷思 04:07 一定要跟銀行很熟，才能申請政策性貸款嗎？ 05:32 收現金的行業，也能申請政策性貸款？ 08:51 資本額高低，真的會影響貸款金額嗎？ 18:57 怎麼判斷自己大概可以貸多少？ ► 政策性貸款 vs 企業貸款深度解析 20:18 為什麼政策性貸款更適合新興產業 22:06 企業貸款手續費落差，為什麼這麼誇張 22:28 企業貸款為什麼這麼吃人脈 23:40 高額違約金，是企業貸款最大風險 23:57 企業貸款需要準備多少資本額 24:07 企業貸款的營售比關鍵 25:07 為什麼政策性貸款對銀行來說不是業績 ► 申請流程 19:32 自己申請 vs 透過課程管道申請的差別 26:14 面試模擬 100 題，銀行到底在看什麼 26:32 政策性貸款超過 100 萬，為何一定會稽查 26:43 現場稽查常見地雷與注意事項 27:27 政策性貸款利率，不受行業別影響 ► 貸款風險與真實案例 28:30 真實案例:拿政府貸款過日子 32:26 貸款前一定要評估的還款能力問題 ► 計畫書撰寫重點 33:02 計畫書最容易被退件的關鍵 33:42 資金用途怎麼寫，貸款更輕鬆 ► 政策與時事趨勢 35:50 明年選舉，政策性貸款預算加碼 109 億 ► 銀行不會明說的潛規則 36:22 申請貸款時，哪些話絕對不能跟銀行說 39:40 貸款成功者的共同心態 ► 學員生態與創業特質 41:21 學員資源交流 41:47 創業者能成功的關鍵特質 42:03 銀行貸款，為什麼常成為創業者的兩難選擇 ► 聯徵與信用管理關鍵 43:14 加盟主身分，會不會影響貸款成功率 43:46 聯徵紀錄怎麼養，才會加分 45:39 不大額刷卡，也能累積里程數的方法 46:22 申請政策性貸款前，為什麼不能亂拉額度 46:41 什麼時候才適合提高信用貸款額度 46:57 信用卡刷超過 1/3，為什麼會被扣分 47:07 夫妻之間，聯徵分數如何互相影響 48:51 三個月超過聯徵查詢次數會被銀行拒件 ► 聯徵避坑與隱藏風險 49:27 為什麼大多數人不知道政策性貸款 49:40 避免被查聯徵的實用技巧 51:13 查聯徵的三種身分 51:45 伴侶很有錢的假象 ► 課程與實務補充 53:18 課程內容與實際輔導重點 59:01 貸款現場訪查，時機選錯就會出事 59:57 結尾 【天母無聊怪 Podcast】 🎧Apple Podcast: https://reurl.cc/XQpaz0 🎧Spotify: https://reurl.cc/qYoK7g 🎧KKBOX: https://reurl.cc/mY7kgl 🎧Castbox: https://reurl.cc/oYpKkM 🎧YouTube: https://reurl.cc/DOebG6 【製作團隊】 ｜執行｜阿邱 阿金 ｜拍攝｜賽 小儒 ｜剪輯｜小K 【追蹤 IG】 ●Instagram: https://www.instagram.com/kevin0204660/ ●TikTok: https://www.tiktok.com/@kevin0204660 本節目由｜水湧行銷｜團隊製作播出 （未經同意請勿轉載）
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