查理·芒格的智慧:再聪明的人,只要碰了这 3 个“L”(酒、女人、杠杆),都会瞬间归零。

United Investor December 22, 2025
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查理·芒格的智慧:再聪明的人,只要碰了这 3 个“L”(酒、女人、杠杆),都会瞬间归零。 我见过无数绝顶聪明的人——医生、律师、基金经理——他们拥有令人羡慕的学历和智商,最后却沦为彻头彻尾的失败者。 为什么?不是因为他们变笨了,而是因为他们太狂妄,触碰了那三条绝对不能碰的高压线。 我们将它们称为“导致聪明人破产的三个 L”。 在这期视频中,我将毫无保留地拆解这三个足以吞噬你毕生财富的恶魔: 🥃 Liquor(酒与瘾):为什么化学物质会切断你的复利曲线? 💃 Ladies(混乱的关系):为什么选错伴侣是你这辈子最大的金融灾难? 💣 Leverage(杠杆):为什么这是唯一能让你在清醒状态下瞬间归零的“核武器”? 别指望我教你赚快钱,那都是骗人的。我教你的是如何不死,如何在这个疯狂的世界里像鳄鱼一样活到最后。 剔除这三个 L,你的人生就只剩下赢面。 #查理芒格 #芒格智慧 #投资理财 #杠杆 #人生建议 #财富思维 #穷查理宝典 #巴菲特 #价值投资 #长期主义 #避坑指南 📚 【本期视频灵感来源 & 延伸阅读】 视频中提到许多内容,其核心思想都源自查理·芒格先生的毕生智慧结晶。 如果你希望透过视频,直接触碰芒格最原汁原味的思想,我强烈推荐收藏这本被全球价值投资者视为“圣经”的书: 📖 《Poor Charlie's Almanack》(穷查理宝典 - 英文典藏版) 👉[https://amzn.to/3K1AElj] 💡 推荐理由: 这部影片只触及了芒格智慧的冰山一角。如果你想建立一套完整的“误判心理学”模型,彻底看透市场和人性,这本书是你书架上必不可少的“人生指南”。 (通过此链接购买,将支持本频道的创作,谢谢!) 💡 觉得《宝典》太厚重?想利用碎片时间轻松入门? 如果您想先从简单的英语短句开始,或者想随时随地汲取智慧,这本高评分的“金句集”是最佳入门之选(价格也非常亲民): 📖 《The Tao of Charlie Munger》(芒格之道 - 英文原版) 👉[https://amzn.to/3XkkJ4V] ⚠️ 重要聲明: 本片內容是基於查理·芒格先生的公開演講、採訪及其投資哲學(包括《窮查理的普通常識》等)進行的二次創作,旨在分享智慧,並非芒格先生本人逐字稿。影片採用第一人稱敘事,是為了更好地呈現其思想的深度與溫度。 本影片內容僅供參考,不構成任何投資、財務或人生建議。投資有風險,請獨立思考。 🔹 免責聲明 本頻道為教育性質,由查理·蒙格的仰慕者創建,與查理·蒙格本人或任何相關機構無關。頻道中的語音由人工智慧生成,僅供創意與娛樂用途。這些語音並非真實人物,也無意模仿、冒充或代表任何在世或已故人士。 本頻道遵守 YouTube 的所有變現與合成內容標準政策,並進行了明確標註。

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