Coast FIRE with $1M by 35 in New York | Jesse Cramer

Video Description

📘 Ready to reclaim your time and live life on your terms? Order my book Own Your Time → https://marriagekidsandmoney.com/book Reaching Coast FIRE means your investments can grow to fund your retirement without adding another dollar. In this conversation, I sit down with Jesse Cramer, host of the Personal Finance for Long-Term Investors podcast, who reached Coast FIRE in his mid-30s with over $1 million invested. Jesse and his wife Kelly built their wealth through consistent investing, long-term thinking, and staying focused on what they could control. We discuss: 💰 How Jesse and Kelly built a $1M+ portfolio by age 35 📈 Why their investments could grow to $4 to $5 million without additional contributions 🧠 The role of automated investing and simple index funds 👨‍👩‍👧 Balancing wealth building with parenting and rising family expenses ⏳ Using Coast FIRE as confidence to prioritize cash flow, flexibility, and family time If you want to build long-term wealth without obsessing over every dollar or sacrificing your life today, Jesse’s Coast FIRE story is a powerful example. RESOURCES & LINKS 🎧 Jesse’s podcast, Personal Finance for Long-Term Investors: https://bestinterest.blog/podcast/ ✍️ Jesse’s blog, The Best Interest: https://bestinterest.blog 📊 Calculate your own Coast FIRE number → https://marriagekidsandmoney.com/calculators/coast-fire/ 📘 Learn how to design a life around time and family Own Your Time → https://marriagekidsandmoney.com/book CHAPTERS 0:00 - Introduction to Financial Planning 00:20 - Understanding Coast Fire 01:01 - Coast Fire Five Questions 03:16 - Motivation for Wealth Building 04:23 - Influences and Learning 06:08 - Realization of Coast Fire 07:31 - Investment Portfolio Breakdown 10:32 - Income and Career Growth 12:53 - Budgeting and Financial Management 15:36 - Managing Lifestyle Inflation 18:25 - Impact of Coast Fire on Investing 21:43 - Mortgage and Financial Flexibility 24:37 - Investing for Generational Wealth 27:03 - Future Goals and Family Focus 30:19 - Connecting with Jesse _____ MARRIAGE KIDS AND MONEY: This award-winning YouTube channel is dedicated to helping families build wealth and thrive. Each week, Andy Hill shares actionable advice and tips for family financial independence. Also, he interviews personal finance experts, families who've achieved financial independence and work optional parents to inspire you to do the same. BIO - ANDY HILL: Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing in his hammock. ✅ CONNECT WITH US Pre-Order My Book "Own Your Time": https://marriagekidsandmoney.com/book Follow On Instagram: http://instagram.com/marriagekidsandmoney Read our Blog: https://marriagekidsandmoney.com Listen to our Podcast: https://marriagekidsandmoney.com/podcast-archive/ Subscribe to my YouTube channel today to strengthen your family tree and live financially free! HOW WE MAKE MONEY & DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this channel is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill, AFC® Video Editing: Hinz Video Thumbnail: Ardi, The Thumbnail Wiz Channel Management: Kayli Groves