5 Eye-Opening Lessons Every New Retiree Learns

See the Forest Through the Trees September 5, 2025
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See the Forest Through the Trees

@seetheforestthroughthetrees

About

This channel provides the pros and cons of various financial planning and investment strategies to help you optimize your net worth creation. Colin Exelby, CFP® owns Celestial Wealth Management, a virtual financial advisory firm, and has over 25 years of experience providing custom financial planning and investment management to his clients. He brings a wealth of knowledge AND real world experience to the channel. Make sure to subscribe to see the newest videos first. This channel is solely for educational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Celestial Wealth Management unless a client service agreement is in place.

Video Description

In this video Colin Exelby, CFP® explains 5 things you should expect in year 1 of retirement. Most people think about what they are retiring from....but what are you retiring to? Retirement isn’t a finish line—it’s the starting point. The first year after you stop working is full of surprises that no spreadsheet can prepare you for: shifting routines, relationship adjustments, identity changes, and financial realities that feel different when your portfolio becomes your paycheck. In this video, I’ll share five of the most common curveballs new retirees face and the simple fixes that can help you find structure, purpose, and joy faster. #retirementplanning #financialfreedom #retirementlifestyle #moneytips #retirementgoals #financialplanning #wealthbuilding #lifeafterwork #retirewell #personalfinance 00:00-Intro 00:26-Two People, One House: Relationship Reboot 02:13-The Reality Check: It’s Not a Never-Ending Vacation 03:27-Who Am I Without the Job Title? 04:35-The Loneliness Curve Is Real (But Beatable) 06:10-The Money Work Doesn’t End—It Changes 07:18-Expect Curveballs—and Adapt ⭐Support the Channel by Becoming a Community Member⭐ 👇https://www.youtube.com/channel/UC13s0hQVkEv-azgzhOe8QXA/join Outstanding Personal Finance Tools👇 Budgeting...👇 ★☆★ Rocket Money (originally called as TrueBill) ★☆★ https://rocketmoney.sjv.io/CelestialWM Wealth Management...👇 ★☆★Personal Capital ★☆★👇 https://personalcapital.sjv.io/CelestialWM Bookkeeping...👇 ★☆★Gusto Bookkeeping★☆★👇 https://gusto.pxf.io/CelestialWM [About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management. I provide financial planning for business owners and their families that makes sense. Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be. We strive to help you: *Optimize Your Cash Flow *Minimize Your Taxes *Build Your Net Worth *Create a Lasting Legacy ➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️ Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments! Top Financial Advisor Baltimore. Top Financial Planner Maryland. Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com. Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.

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