How Bajaj Finance Became India's $50 Billion Fintech Giant | The Complete Business Breakdown

Video Description

Report Link - https://cms-assets.bajajfinserv.in/is/content/bajajfinance/bfs-investor-day-presentation-bflpdf?scl=1&fmt=pdf Breakdown is a part of Zero1 by Zerodha Network - https://zero1byzerodha.com/network India's silent fintech giant isn't PhonePe ($12B) or Paytm ($7B) - it's Bajaj Finance, the $50 billion behemoth transforming lending with AI. This comprehensive breakdown reveals how Bajaj Finance evolved from auto loans to a digital-first financial powerhouse with 53,000 employees, serving 8.3 crore customers across 26 loan products. Learn how this wealth-creation machine grew profits 644x in 17 years while reducing NPAs from 7% to just 0.37%. Discover the inner workings of the lending business, from credit decisioning to call center economics, and how Bajaj Finance is using generative AI to save ₹150 crore next year. Despite its massive success, Bajaj Finance still holds less than 2% of India's credit market - making it "the largest whale swimming in an endless ocean." Find out how their long-range strategy and digital transformation is positioning them for continued dominance.