How Renters in Canada are WINNING AND SAVING $10,000+: HERE'S THE MATH

Video Description

In this video, we break down the real math behind renting vs buying in Canada in 2026 — with a detailed comparison using realistic numbers from Greater Vancouver. If you’re currently renting and unsure whether buying makes sense this year, this video walks through the numbers step by step — including monthly costs, forced savings, equity growth, return on equity, and what current rental data actually tells us. This video builds my earlier two releases: 👉 Video 1: Should You Buy a Home in 2026? (https://youtu.be/ROHJDcZRgSM) 👉 Video 2: 2026 Real Estate Market Predictions (https://youtu.be/sJlYoIP_lZw) Once you understand your personal readiness and the broader market outlook, the final question becomes: Does renting or buying actually make more financial sense right now? Here’s what we cover in this video: • My own personal real estate investing stories and why I believe in real estate investment long-term • Why renting feels easier in 2026 • The key takeaways from the 2025 CMHC Rental Market Report and what the data is saying • The concept of “forced savings” and why it matters • A full rent vs buy breakdown using a $650,000 2 bedroom condo in Greater Vancouver example • The difference between equity and return on investment • 10-year change for apartments in Greater Vancouver based on the MLS Home Price Index (HPI) • How to calculate the average annual appreciation rate of a property using the Compound Annual Growth Rate (CAGR) formula and what this actually means The goal is not to convince you to buy. The goal is to help you understand: • How time horizon changes the outcome • Why monthly cost alone is misleading • How equity actually builds • How to calculate return on investment on a primary residence • And how to evaluate this decision based on your own situation If this helped clarify your thinking, consider subscribing — we focus on data, realism, and long-term strategy and wealth building through real estate 👇 Comment below: If you’re currently renting, what’s holding you back from buying right now — monthly cost, uncertainty, or timing? 👋 I’m Evangeline, Mortgage Broker & Partner at Alltrust Mortgage Solutions, based in Greater Vancouver. Our mission is simple: to help Canadians make confident, informed decisions about homeownership and long-term financial growth — without pressure or hype. 📌 Watch first: Buying a Home in 2026: How to Know If You’re Actually Ready ⭐ Google Reviews linked in the pinned comment 👍 If this was helpful, please like and subscribe — it really helps the channel grow 📞 Schedule a call with us here: https://msgsndr.com/widget/booking/zqwQVEY41ShyGxSyibBu