How to Bulletproof Your Emergency Fund

Rachel Cruze • February 17, 2020
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💵 Create a free budget. Sign up for EveryDollar today! ⮕ https://ter.li/gbb4v8 This is the third episode in my series covering the Ramsey Baby Steps, and I’m going to be real with you: Baby Step 3 is hard. As you save up three to six months of expenses for your emergency fund, there aren’t any quick wins or milestones. But it’s your last big sprint before you finally get to build wealth and give like no one else, so I’m here to keep you motivated! In this episode of The Rachel Cruze Show, you’ll learn: • 3 keys to having a bulletproof emergency fund • How to find cold hard cash in your freezer • A money tendency I used to be really immature about Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: — Zander Insurance Resources (everything mentioned in this episode): Zander Insurance: http://bit.ly/2Pd6Nss Financial Peace University: https://www.rachelcruze.com/store/product/financial-peace-university-class Woman’s Day: https://www.womansday.com/ Ramsey Solutions YouTube Channels (Subscribe Now!) • The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1 • The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1 • The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1 • The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1 • Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1 • Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1 • EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1 - Products: EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube I'm Glad for What I Have by Rachel Cruze: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?utm_medium=product_shelf&utm_source=youtube Know Yourself, Know Your Money: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf Smart Money, Smart Kids: https://store.ramseysolutions.com/money/books/smart-money-smart-kids-by-dave-ramsey-and-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf The Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube I'm Glad for Where I Am: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf I'm Glad When I Can Share: https://store.ramseysolutions.com/youth/children/im-glad-when-i-can-share-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube