HSA for 2026: Everything You need to Know

Video Description

A self-directed HSA can be a powerful wealth-building tool when used strategically. Explore your options and book a call with our experts at Directed IRA — https://directedira.com/appointment/?utm_source=youtube&utm_medium=video&utm_campaign=hsa_for_2026_everything_you_need_to_know Or Open an Account Now - https://directedira.com/open-accounts/?utm_source=youtube&utm_medium=video&utm_campaign=hsa_for_2026_everything_you_need_to_know In this episode of the Directed IRA Podcast, we break down how to supercharge your Health Savings Account (HSA) and turn it into a powerful, tax-free investment tool. We show how to grow your HSA through self-directed investments like real estate, crypto, and private funds while saving thousands on taxes and healthcare costs. How I used my IRA to Buy THIS Rental Property • https://www.youtube.com/watch?v=CjVsu02-Fn4 5 Roth IRA Benefits you didn't know about! • https://www.youtube.com/watch?v=zF633E2I1_U How To Use The ‘Buy Borrow Die’ Strategy to BUILD Wealth And Pay ZERO Taxes • https://www.youtube.com/watch?v=b2M4QTHSKDU 0:00 - Why Your Health Savings Account Is More Powerful Than You Think 0:35 - Tax Deductions and Annual Contribution Limits Explained 1:50 - How to Self-Direct Your HSA for Bigger Returns 3:05 - Level 1 vs Level 2 HSA Strategies 4:40 - Investing Early and Building Wealth Tax-Free 7:25 - How to Qualify for a High Deductible Health Plan 9:00 - The “Last Month Rule” and Open Enrollment Tips 10:45 - Catch-Up Contributions for Ages 55 and Up 12:00 - Types of HSAs: Bank, Brokerage, and Self-Directed Options 13:30 - Real Examples: Investing HSA Funds in Real Estate and Crypto 14:30 - Why Open Enrollment Season Is the Time to Act 15:45 - How to Withdraw HSA Funds and Stay IRS Compliant 16:50 - Final Thoughts on Maximizing Your HSA and Living the American Dream Mat Sorensen is the Founder and CEO of Directed IRA & Directed Trust Company, an INC 500 company with over $2.5B in assets and 1,134% growth in the last three years. He leads one of the fastest-growing custodians for self-directed IRAs, helping investors deploy retirement dollars into real estate, private funds, and alternative assets. Mat is the author of The Self-Directed IRA Handbook, the industry’s most widely used guide with over 50,000 copies sold. He also holds advisory roles with KKOS Lawyers and Main Street Business Services and co-hosts two top-ranked podcasts for investors and entrepreneurs. ---- My Social Media: Instagram: https://www.instagram.com/matsorensen/ Tik Tok: https://www.tiktok.com/@sorensenmat Linked In: https://www.linkedin.com/in/matsorensen/ Facebook: https://www.facebook.com/mat.sorensen.1 ---- Websites: https://directedira.com/appointment https://kkoslawyers.com https://mainstreetbusiness.com https://matsorensen.com ---- Disclaimer: This podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Consult with a qualified professional before making any investment decisions. ---- The Self-Directed IRA Handbook: https://shop.matsorensen.com/products/the-self-directed-ira-handbook-print-book