I Maxed Out My Roth IRA for 2 Years. Here's What Happened.

Video Description

💰 Ready to grow your Roth IRA from $0 to $30K+? In this video, I walk you through how I built my Roth IRA from scratch over the last 5 years, the mistakes I made, and the 4 investments that helped me get on track. Whether you’re new to personal finance or just getting serious about investing, this video will help you understand how to start investing in your 20s, how to choose ETFs and stocks for your Roth IRA, and why long-term investing is the real wealth builder. I’m sharing the real, raw journey—from setbacks to strategy—that took my net worth from $0 to over $200K. Let’s get your money working for you, starting now. #RothIRA #InvestingForBeginners #MillennialMoney #GenZMoney #HowToStartInvesting #PersonalFinance #FinancialFreedom #InvestingJourney #BeginnerInvestor #NetWorthGrowth #RothIRAStrategy #ReggieBryant 👨🏾‍💻 Get WealthSync AI (Smart Spreadsheet): https://wealthjourney.samcart.com/products/wealthsync-ai-the-worlds-smartest-spreadsheet 👕Merch Shop: https://www.etsy.com/shop/OfficialWealthSyncAI?ref=seller-platform-mcnav 📚🤓My Book: The Wealth Journey: https://www.amazon.com/dp/B0B999PMB7 🎁 FREEBIES: Free Spreadsheets: https://www.reggiebryant.com/spreadsheets Free Guides: https://www.reggiebryant.com/free-guides 🟣1 on 1 coaching: Consultations: https://www.reggiebryant.com/consultations 🔷 Wealth-Building Links: Marcus by Goldman Sachs (High Yield Savings Account): https://www.marcus.com/share/REG-UT5-EKU8 M1 Finance (ROTH IRA): https://m1.finance/ooPr6STo1QuH Webull (Stock Investing): https://act.webull.com/it/8esT7ZFIqZ9m/joy/inviteUs/ 📽 Next Videos to Watch! Check out all Wealth Journey Episodes! https://www.youtube.com/playlist?list=PLiRJ0rAOuTwzDsjiAOgoHxgQyyyxY3UGv Chapters: 0:00 – Intro: My Roth IRA Journey (2021–2025) 0:28 – First Ever Roth IRA Contribution in 2021 ($1,945.35) 0:42 – My Original 2021 Roth IRA Portfolio: • Walmart, Amazon, BND, VEA, Microsoft, Google, VIG, VT, Disney, Alibaba, VOO, Tesla, VCIT, VTI, Apple 1:49 – Mistakes I Made: Over-Diversifying With 23 Holdings 2:35 – The Game-Changer: Learning From Ian Dunlap’s 4-Investment Strategy 3:10 – The Core 4 I Chose: Apple, Microsoft, VOO, VTI 4:38 – My Roth IRA in 2022: A Year of No Contributions 5:03 – Personal Setbacks & Emotional Struggles 6:30 – Why I Focused on Individual Stocks in 2022 (Nvidia, Google, Apple via Webull) 7:14 – Getting Back on Track in 2023 ($2,000 Invested) 7:39 – Sticking to the Core 4: Apple, Microsoft, VOO, VTI 8:18 – Mindset Shift: Choosing Boring, Consistent Growth Over Hype 8:52 – Maxing Out My Roth IRA in 2024 ($7,000) 9:45 – Repeating It Again in 2025 ($7,000) 10:32 – Regret & Reflection: What I Wish I Did Differently 11:03 – Rollover Blessing: $8,300 From Old Roth 401(k) 12:20 – Roth IRA Value Update: $33,900.61 (+17.19% YTD) 12:47 – My Net Worth Update: $212K+ (Before Liabilities) 13:19 – Why My Roth IRA Is My Forever Money 13:36 – Long-Term Strategy & Future Plans 13:50 – Outro & Call to Action: What Are You Investing in?