$3M vs $2M in Retirement: Here’s What Changes

Video Description

Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Show Notes - https://onedegreeadvisors.com/2025/12/3m-vs-2m-in-retirement-heres-what-changes/ ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." Client case studies are adapted from actual financial plans and/or scenarios but have been modified for clarity and simplicity. These illustrations are intended for educational and entertainment purposes only and should not be relied upon for personal decision making. Each plan is developed using specific client conversations, assumptions, and planning inputs that are not fully detailed in these videos. Please consult your own financial, tax, and legal advisors before making any financial decisions. This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 – $2M vs $3M 0:35 – Retiring Now with $2M 1:16 – Guardrails & Income Flexibility 2:11 – Tax Planning at 62 3:18 – Social Security Strategy 4:57 – $2M Plan Summary 5:26 – Waiting to Reach $3M 5:51 – Higher Income with $3M 6:36 – Tax and Social Security at 67 7:36 – Time vs Money Trade-Off 8:13 – Investment Allocation 10:17 – Final Thoughts