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Money Discord｜香港家庭負債的隱憂　高槓桿下處於「斬殺線」邊緣

追光者 Pulse HK News • April 4, 2026
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焦點22:30｜13.02.2026｜近四成新一屆立會議員發言兩次或更少、宏福苑「四大訴求」發起人遭中大踢出校、林宅血案改編電影《世紀血案》爆授權爭議
PT4M

焦點22:30｜13.02.2026｜近四成新一屆立會議員發言兩次或更少、宏福苑「四大訴求」發起人遭中大踢出校、林宅血案改編電影《世紀血案》爆授權爭議

追光者 Pulse HK News2 months ago

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追光會客室．練乙錚｜高市早苗大勝後對日本有甚麼影響？
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追光會客室．練乙錚｜高市早苗大勝後對日本有甚麼影響？

追光者 Pulse HK News2 months ago

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焦點22:30｜11.02.2026｜郭鳳儀斥港府判父罪成報復其海外倡議、立會批1920萬助警員用AI查警例、建制派到美英領館抗議為黎智英發聲
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焦點22:30｜11.02.2026｜郭鳳儀斥港府判父罪成報復其海外倡議、立會批1920萬助警員用AI查警例、建制派到美英領館抗議為黎智英發聲

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追光會客室．任建峰｜行政司法早已唱同一台戲？國安案只會愈判愈重
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追光會客室．任建峰｜行政司法早已唱同一台戲？國安案只會愈判愈重

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Video Description

過去幾個月，網上熱烈討論美國社會的「斬殺線」現象，意指許多中產階級因負債過重，一旦經濟出現波動便會迅速墜入貧窮線。根據金管局最新數據顯示，香港家庭負債佔 GDP 的比率為87.6%，當中約有六成與房屋按揭有關，而另外兩成七則來自信用卡及私人貸款。香港的借貸槓桿一直處於世界前列，這固然與香港高昂的房價有關，但也埋下了極大的安全隱患。當社會環境平穩時，高槓桿或許尚能維持；然而一旦遭遇失業潮或裁員風暴，這些沉重的債務便會化作「斬殺線」。 #斬殺線 #MoneyDiscord #負債 🌟加入頻道會員支持《追光者》運作🌟 https://www.youtube.com/channel/UC5l18oylJ8o7ihugk4F-3nw/join ========================= 新聞有價，請一齊撐起《追光者》： 💰 Patreon｜https://www.patreon.com/pulsehknews 💰 Stripe｜https://buy.stripe.com/7sI8zwgoA9HZ3Cg6oq 💰Gofundme｜https://www.gofundme.com/f/pulse-hk-pulse-hk-crowdfunding-a-new-platform 📺 YouTube｜https://www.youtube.com/channel/UC5l18oylJ8o7ihugk4F-3nw 🔗 網站｜https://pulsehknews.com 📷 Instagram｜https://www.instagram.com/pulsehknews 🌐 Facebook｜https://www.facebook.com/pulsehknews

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