Once Retirees See This Data, They Stop Stressing About Investing

Video Description

Ready to take action? Speak to the team: →https://creativefinancialgrp.com/cfg-start-here/ *IMPORTANT DISCLOSURES* Studies Cited: Vanguard Research: "Sequence Matters: Managing income & withdrawal risks in retirement" https://advisors.vanguard.com/insights/article/Sequence-matters-income-and-withdrawal-risks-in-retirement S&P 500 Historical Data: Market declines and positive annual returns (1928-present) JP Morgan Research: "Investing at All-Time Highs" study (1988-2023) Wells Fargo Investment Institute: "Missing the Best Days" analysis (1995-2025) Historical Market Recovery Times study (1945-present) DALBAR, Inc.: "Quantitative Analysis of Investor Behavior" (20-year study) CFRA Research (Sam Stovall). Historical Analysis of Dow Jones Industrial Average Pullbacks and Recoveries, 1945–present. Average recovery: 5–10% declines (~3 months), 10–20% corrections (~8 months). The S&P 500 Index is an unmanaged market-value-weighted index of 500 stocks that measures the performance of large-capitalization US stocks. The S&P 500 Index is not available for direct investment and as shown does not include any expenses or fees that would be associated in investing in a like portfolio. The S&P 500 Index does not take into account any fees or expenses that may apply to comparable investments. The reference to the Dalbar Quantitative Analysis of Investor Behavior Study, conducted annually by Dalbar, derives the average equity fund investor return using a proprietary model that measures actual historical fund returns and average shareholder holding periods. This identifies the average equity mutual fund investor return over the identified timeframe. Past Performance is no guarantee of future results. This figure is compared to the S&P 500 index during the same period. The S&P 500 is a market-value-weighted index of 500 stocks that is generally considered representative of the U.S. large-cap equity market. The Index is unmanaged and not available for direct investment. For more information about the S&P 500, see the disclosure titled “The S&P 500 Index” on this page. The purpose of the study is to identify how individual investor behavior affects average returns, and the study suggests the potential value in staying invested in the market. This information is only offered to make this point. This information is not a comparison between the average equity mutual fund investor return and any portfolio managed by Creative Financial Designs, Inc. The content of this video is for educational and informational purposes only, provides information of a general nature, it does not guarantee a successful retirement. It does not address the particular circumstances of any individual or entity. You should not construe any such information or material as legal, tax, investment, or financial advice. Tax savings results will vary depending on each individual's unique situation. Consult a tax professional before implementing any tax strategy. Nothing contained in this video constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial products in this or in any other jurisdiction in which such activity would be unlawful under the laws of such jurisdiction. The views expressed in this video are those of the individual authors and presenters and do not necessarily reflect the opinions of the CFD Companies. All liability with respect to actions taken or not taken based on the contents of this video is hereby expressly disclaimed. The contents of the video are provided “as is;” and although the material is believed to be accurate, no representations are made that the content is error-free. Any mention of guaranteed income is referring to annuities. The guarantees associated with such investments are subject to the financial strength of the issuing insurer and the specific terms and restrictions of the applicable policy or contract. Kurt Supe, John Culpepper and Brian Quick offer securities through cfd Investments, Inc., Registered Broker/Dealer, Member FINRA &SIPC, 2704 South Goyer Road, Kokomo, IN 46902, 765-453-9600. Kurt Supe, Andrew Drufke and Brian Quick offer advisory services through Creative Financial Designs, Inc., Registered Investment Adviser. Creative Financial Group is a separate and unaffiliated company. The CFD Companies do not provide legal or tax advice