"Our business is thriving, our marriage is failing"

Video Description

Ramit Sethi of I Will Teach You To Be Rich talks to Vanessa (48) and George (59). They’ve been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instability. Vanessa is a risk-tolerant entrepreneur who sees money as a tool for growth. George is nearing retirement, risk-averse, and clings to financial security. They split everything 50/50, even when Vanessa stopped drawing a paycheck from their business. Now, with $482K in debt and $28K in savings, George’s retirement is looming, making their financial foundation feel unstable. His fear-based money spirals derail productive conversations, while Vanessa feels alone, unsupported, and afraid their misalignment could threaten their future. Can they learn to trust each other, merge their financial lives, and build a shared vision before retirement kicks in? 💡 RAMIT’S PODCAST NEWSLETTER * I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI * Order my new book: Money for Couples: https://iwt.com/moneyforcouples * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching * Listen to my book—now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ THIS EPISODE IS BROUGHT TO YOU BY Factor | Get 50% off plus free shipping on your first box at https://factormeals.com/ramit50off with code RAMIT50OFF Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try LMNT’s most popular flavors. Get yours at https://drinklmnt.com/RAMIT If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply ⏩ CHAPTERS (00:00:00) “His approach to money makes me feel alone” (00:10:29) When trust in business doesn’t translate to marriage (00:20:46) Why is money the only thing that doesn’t flow? (00:29:08) “He absolutely trusts me… except with our personal money” (00:36:51) “Can you help me pay off this credit card?” (00:49:28) Ramit breaks down their numbers (00:57:19) The guilt of spending what you can’t see (01:12:39) Reimagining retirement as their Rich Life (01:30:12) Where are they now? Vanessa and George’s follow-ups