Real Estate Creative Financing Explained | Here's How I Use Creative Financing To Save $$$

Video Description

These are real estate creative financing options I've used personally on multiple real estate investments. Here's how I used them, when they work best, and how to make creative financing in real estate work for YOU. 0:00 – How I Bought This House Without a Bank or Credit Check No mortgage, no credit pull, no 20% down—this is how I did it. 0:28 – What Is Creative Financing? Breaking down the two key types: Owner Financing and Subject-To. 0:48 – Real Example: I Bought This Home Using Subject-To The seller had a mortgage—I took over the payments, not the loan. 1:30 – How Subject-To Helps the Seller This boosts the seller’s credit and doesn’t hurt their ability to buy again. 2:32 – Why It Works for Me as an Investor No impact on my DTI, but I still control the home because the deed is in my name. 3:20 – Deed vs. Mortgage Explained (Grocery Store Analogy) Why owning the deed is everything—even if the loan’s not in your name. 4:35 – How Subject-To Saves Me Thousands in Entry Costs No $60K down payments. Here’s why subject-to is way cheaper than banks. 5:57 – Locking in Low Interest Rates From the Seller’s Loan I’m getting 2–4% interest rates while others are stuck with 7%+. 6:40 – Full Cost Breakdown of This Subject-To Deal Exact numbers: how much I paid the assignor, agent, seller, and in closing. 8:10 – Where to Find Subject-To / Creative Financing Deals MLS, Zillow, door-knocking, direct to seller, wholesalers—endless opportunities. 9:03 – Why You’re Not Limited to “Fixer-Uppers” with This Strategy Creative financing works on beautiful, move-in-ready homes too. 9:41 – How to Talk to Agents & Sellers About Creative Financing Be transparent and explain the win-win—rapport and trust matter. 10:42 – Touring a New Deal I Might Buy Using Creative Financing Walking through a property I’m evaluating for my next subject-to deal. 13:19 – What to Do Next: Get the Contract & Start Investing You’re ready to make your first subject-to deal—download the contract below. 14:10 – Final Thoughts: Use Creative Financing for Any Strategy Buy and hold, flip, Airbnb, midterm—this method works with every approach. #realestateinvestment #creativefinancing #creativefinance #realestateinvesting #propertyinvestmentfinancing #realestateinvestingwithnomoney #entrepreneurjourney 👀 SHARE this video with someone who needs to hear this message! Knowledge is power — and you could change someone's life for the better just by sharing this or any of my other videos with them. New to real estate or investing? Or want to grow your business and make more money in Real Estate or Investing? This is your blueprint to start fast, get clients, and close deals consistently. Learn step-by-step systems for getting leads, fix & flip, wholesaling, creative finance, automations, and scaling your income—all inside a community built for Real Estate agents and Real Estate investors. 👉 Be first in when doors open: https://www.closerssociety.org 📲 Want to learn how to invest in real estate with little to no money? Check out my Real Estate Investing Videos: https://www.youtube.com/playlist?list=PLU1Eqbz9AgQ5nCgkUD2AJGZwXh-u-L7Et 📄 Want my personal real estate investing contract — completely FREE? Click here to download it now and start using the exact contract I use in my own deals: 👉 https://contract.iamchrisawilliams.com/your-one-step-contract Learn how top Realtors generate leads, build brands, and close deals fast—watch the Real Estate Business Resources Playlist now. 👉https://www.youtube.com/playlist?list=PLU1Eqbz9AgQ77HtFNB4Y98uPLCx61yyv1 Ready to Launch Your Real Estate Career the Right Way? This playlist walks you step-by-step through everything new agents need to succeed — from getting licensed and choosing your brokerage to building your brand, generating leads, and closing your first deals. Learn how to get licensed, pick the right brokerage, and close your first deals — watch the New Agent Success Playlist now. 👉https://www.youtube.com/playlist?list=PLU1Eqbz9AgQ511xYseMfO6IABP_zTPdo6 BONUS: Want 35% off your real estate agent course? Grab the link here! 👉 https://share.theceshop.com/x/EC6TXU Want mentorship, daily leads, and full backend support to scale your real estate agent business? Join the elite team behind hundreds of closed deals 👉 https://join.theassetsteam.com/join-us-today 🌐 SUBSCRIBE to my channel so you never miss a new upload! I'm dropping weekly videos packed with real estate tips, real-life examples, personal advice, and strategies to help you generate income and grow your success. Let’s connect! Add me on socials here: 📸 Instagram: www.instagram.com/iamchrisawilliams 📘 Facebook: www.facebook.com/iamchrisawilliams 🎵 TikTok: www.tiktok.com/iamchrisawilliams 💬 LinkedIn: www.linkedin.com/in/iamchrisawilliams 📲 YouTube: @iamchrisawilliams⁩