Retirement corpus: How much Indians must save & withdraw ? Detailed Research ft. Ravi Saraogi

Video Description

You would have often heard you need 25X of annual expenses as a retirement corpus. Ravi Saraogi, a Chartered Financial Analyst and co-founder at Samasthiti Advisors, debunked that notion in a conversation with Satya Sontanam from Zerodha Varsity. Ravi shares the findings of a recent study that he has been a part of on how much Indians must save and withdraw to have a decent retirement life. Watch the full video to get answers about the financial aspects of retirement, from building the corpus to withdrawal. Link to the calculator - https://samasthiti.in/samasthitis-ret... Time Stamps 00:00 – 1:26 – Coming Up 1:27 – 2:48 – Intro 2:49 – 4:20 – Calculating retirement corpus 4:21 – 8:22 - Safe withdrawal rate in US Vs India 8:23 – 10:10 – Why do Indians need to save more? 10:11 – 12:44 – Retirement planning in India 12:45 – 14:53 – Research on how much to save 14:54 – 17:04 – Asset allocation at age 60 17:05 – 19: 18 – Withdrawing from retirement kitty 19:19 – 25:36 - Risk of higher equity allocation 25:37 – 26:19 – Tax consideration 26:20 – 27:35 – Calculator 27:36 – 27:50 – Outro Links to Refer Learn more about behavioral biases here: https://zerodha.com/varsity/chapter/t... Other Important Links You can put your stock market knowledge to the test by taking the Varsity Certification test here: https://zerodha.com/varsity/certified/ Social Media Twitter -   / zerodhavarsity   Instagram - https://www.instagram.com/zerodhavars... #analysis #investing #finance #stockmarket #financialeducation #varsity #zerodha #retirement #planning #personal #100 #corpus #sip Featured Playlist Beginners Guide to Personal Finance    • Mutual Funds Investing: A Step-by-Step Guide