Account

ROTH IRA TRAP? Why Your Instincts Are Wrong (Think Like This Instead)

Kevin Lum, CFP® • October 25, 2025

Video Thumbnail

About

No channel description available.

Latest Posts

Video Thumbnail

7 Signs You're Done Working (Even If You Haven't Admitted It Yet)

Kevin Lum, CFP®

Video Thumbnail

Forced Into Roth: New 401(k) Rule Hits Age 50+

Kevin Lum, CFP®

Video Thumbnail

The ROTH Conversion TRAP That Destroyed $1M in Tax-Free Wealth

Kevin Lum, CFP®

You May Also Like

Social Security: Stop Waiting Until 70? The Math Nobody Shows You

Social Security: Stop Waiting Until 70? The Math Nobody Shows You

Kevin Lum, CFP®2 months ago

The Truth About Roth Conversions and Sequence Risk

The Truth About Roth Conversions and Sequence Risk

Rob Berger1 month ago

Before You Go Roth – 16 Costly Mistakes Many People Don’t Understand

Before You Go Roth – 16 Costly Mistakes Many People Don’t Understand

The Retirement Nerds1 month ago

The Month You Retire Really Matters

The Month You Retire Really Matters

Kevin Lum, CFP®2 days ago

5M Retirees Don’t Lie: Real Data on Retirement Spending

5M Retirees Don’t Lie: Real Data on Retirement Spending

Kevin Lum, CFP®2 months ago

Roth Conversions Just Got UGLY (Tricky) Under the Beautiful Bill

Roth Conversions Just Got UGLY (Tricky) Under the Beautiful Bill

Kevin Lum, CFP®4 months ago

Everything Shifts After $2.5M in Savings — Here’s How

Everything Shifts After $2.5M in Savings — Here’s How

Nick Davis, CFP®1 day ago

Avoid this BIG ROTH Mistake - Roth IRA 5 Year Rule Explained

Avoid this BIG ROTH Mistake - Roth IRA 5 Year Rule Explained

Kevin Lum, CFP®8 months ago

Roth Conversions in the 22% and 24% Tax Brackets - Is It Worth It?

Roth Conversions in the 22% and 24% Tax Brackets - Is It Worth It?

Wise Money Show2 days ago

Converting $1.5 Million to a Roth IRA in 1 Year, What Happens: Example & Breakdown

Converting $1.5 Million to a Roth IRA in 1 Year, What Happens: Example & Breakdown

Curtis Crossland, MBA, CFA, CFP®, EA1 year ago

How Much Can You Spend in Retirement? A Surprising Answer

How Much Can You Spend in Retirement? A Surprising Answer

Kevin Lum, CFP®1 year ago

How You Should Be Using Roth Accounts: Before and After Retirement

How You Should Be Using Roth Accounts: Before and After Retirement

True Wealth Design5 days ago

I Failed at my ROTH Conversion, Until I Understood This

I Failed at my ROTH Conversion, Until I Understood This

Justin Buttrick, CFP®6 months ago

Once They Learn This, Retirees Stop Worrying About Taxes

Once They Learn This, Retirees Stop Worrying About Taxes

Eric at The PeakFP1 month ago

The ROTH Conversion TRAP That Destroyed $1M in Tax-Free Wealth

The ROTH Conversion TRAP That Destroyed $1M in Tax-Free Wealth

Kevin Lum, CFP®10 months ago

Why Retirees With Under $5M Should Avoid Roth Conversions

Why Retirees With Under $5M Should Avoid Roth Conversions

Eric at The PeakFP2 months ago

7 Signs You're Done Working (Even If You Haven't Admitted It Yet)

7 Signs You're Done Working (Even If You Haven't Admitted It Yet)

Kevin Lum, CFP®1 week ago

Should You Do A Mega Roth Conversion? (FQF)

Should You Do A Mega Roth Conversion? (FQF)

Rob Berger4 months ago

Why Everything Changes for Retirees With $2 Million Saved

Why Everything Changes for Retirees With $2 Million Saved

Brandon Clark, CFP® CPWA®1 month ago

Where Should You Pull Funds from First in Retirement?

Where Should You Pull Funds from First in Retirement?

Kevin Lum, CFP®1 year ago

Home AiChat Shop Saved Account