Smart Money Decisions Often Mean Sacrificing Today for Tomorrow | May 2, 2025

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The Ramsey Show | May 2, 2025 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb Dave Ramsey & Jade Warshaw answer your questions and discuss: - How do we handle debts when dissolving a family business? - Our mortgage is going to be 50% of our income - Is it necessary to at some point get a credit card? - Is it ok to enjoy our money while we're still young? - Our landlord is starting to become hostile; should we move? - When is an emergency fund no longer necessary? From Today's Episode: 📱 Watch the full episode for free in the Ramsey Network app. ⮕ https://ter.li/h2ozdb 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. Helpful Resources from Ramsey Solutions: 💵 Start eliminating debt for free with EveryDollar - https://ter.li/dethoq 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/q5cegi 📊 Free Tools & Resources to Help You With Investing - https://ter.li/st2jne Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi ⮕ https://aldi.us 🌱 Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio 📱Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey 🏥 Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget 🏡 Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ 🔒 Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey 🏦 FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey ⛨ Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com 💸 To find out more about student loan refinancing, check out Laurel Road ⮕ https://www.laurelroad.com/Ramsey 💻 Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey 🏛️Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey 🔐 Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5