19 Tiny Changes to Improve Your Finances

Video Description

Want to say YES to your next vacay without going into CC debt? Check out my mini class, Millennial Money Moves! https://bit.ly/millennialmoneymoves Often times, the tiniest of changes lead to big improvements and it's no different with your finances. I've got 19 tiny changes you can implement this week to improve your financial situation. Check out Rocket Money to cancel unwanted subscriptions - https://rocketmoney.sjv.io/4ezXAn Switch to Mint Mobile - http://fbuy.me/ujCzy Check out ProjectionLab use code JUSTINE-10 to get 10% off - https://projectionlab.com/?ref=justine73 Check out Quicken Simplifi - https://quicken.sjv.io/dfm Chapters 0:00 - Intro 0:49 Automate savings contributions to your emergency fund 1:09 Increase your 401k contribution by 1% 1:20 Automate bill pay 1:33 Set bill pay to right account for a discount 2:05 Open a high-yield savings account 2:26 Close bank accounts with fees 2:41 Open a fee-free checking account 2:54 Open a Roth IRA on your own 3:23 Use a debit card for one week 3:45 Make an additional $100 payment toward a specific debt 4:01 Track grocery spending for one week 4:30 Cancel one subscription 5:10 Invest $50 a month into a taxable brokerage account 5:48 Create one sinking fund 6:38 Enroll in a level pay plan for your utilities 7:20 Reduce your cell phone data plan 8:13 Increase your car insurance deductible 9:13 Track your net worth 10:29 Track a tricky spending area for two weeks -------- Want your budget reviewed anonymously on my channel? Fill out the Google Form here - https://forms.gle/7RpbxEEUtoLayMx76 -------- 📒 I wrote a kids book and it's available on Amazon! Get your copy of Investing for Kids: 65 Activities about Saving, Growing, and Investing Your Money: https://amzn.to/3CRNkp1 -------- 📝CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK http://bit.ly/DFMworkbook -------- 💌 READY TO BUDGET? Sign up for the Debt Free Millennials FREE budget toolkit: https://www.debtfreemillennials.com/toolkit -------- 🌟 My favorite money-saving app: FETCH REWARDS USE CODE WR367 TO RECEIVE FREE POINTS! https://fetchrewards.onelink.me/vvv3/referraltext?code=WR367 -------- If you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - http://fbuy.me/ujCzy -------- My favorite FREE car insurance quote comparison tool: GABI® NOW EXPERIAN®, FOR AUTO INSURANCE https://www.dpbolvw.net/click-100603519-15369152 -------- 🔸 TikTok: https://www.tiktok.com/@debtfreemillennials 🔸 Facebook Group: https://www.facebook.com/groups/debtfreemillennials 🔸 Instagram: https://www.instagram.com/debtfreemillennials_ 🔸 Site: https://www.debtfreemillennials.com Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel! 🔴 Partner With Me - [email protected]