What No One Tells You About Paying Off Your Debt

George Kamel January 8, 2025
Video Thumbnail
George Kamel Logo

George Kamel

View Channel

About

George Kamel is a personal finance expert, #1 National Bestselling Author, and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark. New uploads every Monday, Wednesday, & Friday. Have a story for George? Send us a message to [email protected]. Want George on your show? Connect with us at [email protected].

Video Description

What No One Tells You About Paying Off Your Debt 💵 Sign up for EveryDollar today to create a free budget! https://ter.li/nrqs16 Here’s a hard truth: There’s kale in your teeth. Not fun to hear, but necessary. That’s why in this episode, I’ll share six hard truths no one tells you about paying off debt so you can start winning with money. Next Steps: 🎥 Watch my video 21 Things Broke People Waste Money On: https://youtu.be/Vrsi5MHyhOI Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. ⮕ https://www.joindeleteme.com/George 💸 Learn more about opening a high-yield savings account with Laurel Road. ⮕ https://www.laurelroad.com/George Member FDIC. Laurel Road is a brand of KeyBank NA 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20. ⮕ https://www.tello.com/George Explore More From Ramsey Network: 🎙️ The Ramsey Show ⮕ https://ter.li/nrgexc 💡 The Rachel Cruze Show ⮕ https://ter.li/gyh9k6 🍸 Smart Money Happy Hour ⮕ https://ter.li/ruezqk 💸 The Ramsey Show Highlights ⮕ https://ter.li/yc3i4v 🧠 The Dr. John Delony Show ⮕ https://ter.li/sii4ha 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/p2sroh 📈EntreLeadership ⮕ https://ter.li/81tcjn Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube The Total Money Makeover – Updated and Expanded Edition: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube Get Clear Career Assessment: Find the Work You’re Wired to Do: https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube Financial Peace University Gift Card: https://store.ramseysolutions.com/money/financial-peace-university/financial-peace-university-gift-card/?utm_source=youtube&utm_medium=product_shelf Smart Money Smart Kids: https://store.ramseysolutions.com/money/books/smart-money-smart-kids-by-dave-ramsey-and-rachel-cruze/?source=youtube&product_shelf=true Questions for Humans: Intimacy https://store.ramseysolutions.com/conversation-cards/questions-for-humans-intimacy/?utm_source=youtube&utm_medium=merch_shelf From Paycheck to Purpose: https://store.ramseysolutions.com/business-and-career/books/from-paycheck-to-purpose-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube

Upgrade to iPhone 13 Pro Max

AI-recommended products based on this video

Loading...
iPhone Charger Cord [MFi Certified] 3Pack 0.9M Lighting Cable Power Delivery Charging Cord Compatible with iPhone 14 13 13 Pro Max 12 12 Pro Max 11 XS XR X 8 iPad,White

iPhone Charger Cord [MFi Certified] 3Pack 0.9M Lighting Cable Power Delivery Charging Cord Compatible with iPhone 14 13 13 Pro Max 12 12 Pro Max 11 XS XR X 8 iPad,White

(4,813)
7.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
Loading...
Kaistyle for Magsafe Car Mount【20 Strong Magnets】 Magnetic Phone Holder for Car Phone Holder Mount Dash Cell Phone Holders for Your Car Accessories for Women Men for iPhone 17 Pro Max 16 15 14 13 12 ClimatePartner certified
Best Seller

Kaistyle for Magsafe Car Mount【20 Strong Magnets】 Magnetic Phone Holder for Car Phone Holder Mount Dash Cell Phone Holders for Your Car Accessories for Women Men for iPhone 17 Pro Max 16 15 14 13 12 ClimatePartner certified

(16,688)
$9.99
FREE delivery Sun, Sep 21 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Car Phone Holder for Magsafe [78+LBS Strongest Suction & 2400gf Magnetic] 360° Adjustable Car Phone Mount, Phone Holders for Your Car for iPhone 17 Pro Max 16 15 14 13 12 Air Plus (Carbon Fiber) Global Recycled Standard
Best Seller

Car Phone Holder for Magsafe [78+LBS Strongest Suction & 2400gf Magnetic] 360° Adjustable Car Phone Mount, Phone Holders for Your Car for iPhone 17 Pro Max 16 15 14 13 12 Air Plus (Carbon Fiber) Global Recycled Standard

(10,765)
$26.99$26.45
FREE delivery Fri, Oct 3 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
LISEN Retractable Car Charger, 69W USB C Car Accessories Adapter for iPhone 17 USB C Charger Fast Charging, Gifts for Women Men, Travel Essentials, for iPhone 17 Pro Max Air 16 15 14 13 12 Samsung S25
Best Seller

LISEN Retractable Car Charger, 69W USB C Car Accessories Adapter for iPhone 17 USB C Charger Fast Charging, Gifts for Women Men, Travel Essentials, for iPhone 17 Pro Max Air 16 15 14 13 12 Samsung S25

(10,850)
$16.99
FREE delivery Sun, Sep 21 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Belkin BoostCharge Lightning Cable - 6.6ft/2M - MFi Certified Apple iPhone Charger USB to Lightning Cable - iPhone Cable - iPhone Charger Cord - Apple Charger - USB Phone Charger - Black

Belkin BoostCharge Lightning Cable - 6.6ft/2M - MFi Certified Apple iPhone Charger USB to Lightning Cable - iPhone Cable - iPhone Charger Cord - Apple Charger - USB Phone Charger - Black

(3,522)
11.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
100+ bought in past month
Loading...
Wireless Bluetooth Mouse for Apple iPad iPhone MacBook Android Samsung Tablet Phone Dual-Mode Rechargeable 2.4G Portable Computer Mice for Windows Laptop Notebook PC Mac Desktop USB Receiver (Black)

Wireless Bluetooth Mouse for Apple iPad iPhone MacBook Android Samsung Tablet Phone Dual-Mode Rechargeable 2.4G Portable Computer Mice for Windows Laptop Notebook PC Mac Desktop USB Receiver (Black)

(1,960)
9.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
500+ bought in past month
Loading...
Apple EarPods Headphones with Lightning Connector, Wired Ear Buds for iPhone with Built-in Remote to Control Music, Phone Calls, and Volume
Best Seller

Apple EarPods Headphones with Lightning Connector, Wired Ear Buds for iPhone with Built-in Remote to Control Music, Phone Calls, and Volume

(16,952)
$15.96$12.80
FREE delivery Fri, Oct 3 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone
Best Seller

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone

(23,152)
$89.99$83.69
FREE delivery Thu, Sep 4
10K+ bought in past month
Loading...
Belkin BoostCharge Lightning Cable - 6.6ft/2M - MFi Certified Apple iPhone Charger USB to Lightning Cable - iPhone Cable - iPhone Charger Cord - Apple Charger - USB Phone Charger - Black

Belkin BoostCharge Lightning Cable - 6.6ft/2M - MFi Certified Apple iPhone Charger USB to Lightning Cable - iPhone Cable - iPhone Charger Cord - Apple Charger - USB Phone Charger - Black

(3,522)
11.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
100+ bought in past month
Loading...
Apple 20W USB-C Compact Power Adapter: Fast and Convenient Charging, Type C Wall Charger

Apple 20W USB-C Compact Power Adapter: Fast and Convenient Charging, Type C Wall Charger

(5,869)
$14.99$13.47
FREE delivery Thu, Sep 4 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Temdan for Travel Essentials,3 in 2 USB C Cable for Apple Watch Charger/iPhone 16 Charger/Lightning,Multi Charging Cable Cord,Camping Essentials,Portable Designed for iWatch Series &iPhone 16-12-4FT Global Recycled Standard

Temdan for Travel Essentials,3 in 2 USB C Cable for Apple Watch Charger/iPhone 16 Charger/Lightning,Multi Charging Cable Cord,Camping Essentials,Portable Designed for iWatch Series &iPhone 16-12-4FT Global Recycled Standard

(2,378)
$8.49
FREE delivery Sat, Aug 9 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Anker Power Bank(PowerCore 10K),Compact Travel-Ready 10,000mAh Battery Pack with PowerIQ Charging Technology,5V/3A High-Speed Charging for iPhone,iPad,and More (USB-C Input and Output(Black),1pack) ClimatePartner certified

Anker Power Bank(PowerCore 10K),Compact Travel-Ready 10,000mAh Battery Pack with PowerIQ Charging Technology,5V/3A High-Speed Charging for iPhone,iPad,and More (USB-C Input and Output(Black),1pack) ClimatePartner certified

(109,961)
$17.99$17.81
FREE delivery Fri, Aug 8 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Anker USB C to USB C Cable, Type-C 60W Fast Charging Cable (6FT, 2Pack) for iPhone 16 Series, iPad mini 6 and More (Black) ClimatePartner certified
Best Seller

Anker USB C to USB C Cable, Type-C 60W Fast Charging Cable (6FT, 2Pack) for iPhone 16 Series, iPad mini 6 and More (Black) ClimatePartner certified

(44,096)
$8.49
FREE delivery Thu, Jul 3 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
iPhone Charger Cord [MFi Certified] 3Pack 0.9M Lighting Cable Power Delivery Charging Cord Compatible with iPhone 14 13 13 Pro Max 12 12 Pro Max 11 XS XR X 8 iPad,White

iPhone Charger Cord [MFi Certified] 3Pack 0.9M Lighting Cable Power Delivery Charging Cord Compatible with iPhone 14 13 13 Pro Max 12 12 Pro Max 11 XS XR X 8 iPad,White

(4,813)
7.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
Loading...
Kaistyle for Magsafe Car Mount【20 Strong Magnets】 Magnetic Phone Holder for Car Phone Holder Mount Dash Cell Phone Holders for Your Car Accessories for Women Men for iPhone 17 Pro Max 16 15 14 13 12 ClimatePartner certified
Best Seller

Kaistyle for Magsafe Car Mount【20 Strong Magnets】 Magnetic Phone Holder for Car Phone Holder Mount Dash Cell Phone Holders for Your Car Accessories for Women Men for iPhone 17 Pro Max 16 15 14 13 12 ClimatePartner certified

(16,688)
$9.99
FREE delivery Sun, Sep 21 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Car Phone Holder for Magsafe [78+LBS Strongest Suction & 2400gf Magnetic] 360° Adjustable Car Phone Mount, Phone Holders for Your Car for iPhone 17 Pro Max 16 15 14 13 12 Air Plus (Carbon Fiber) Global Recycled Standard
Best Seller

Car Phone Holder for Magsafe [78+LBS Strongest Suction & 2400gf Magnetic] 360° Adjustable Car Phone Mount, Phone Holders for Your Car for iPhone 17 Pro Max 16 15 14 13 12 Air Plus (Carbon Fiber) Global Recycled Standard

(10,765)
$26.99$26.45
FREE delivery Fri, Oct 3 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
LISEN Retractable Car Charger, 69W USB C Car Accessories Adapter for iPhone 17 USB C Charger Fast Charging, Gifts for Women Men, Travel Essentials, for iPhone 17 Pro Max Air 16 15 14 13 12 Samsung S25
Best Seller

LISEN Retractable Car Charger, 69W USB C Car Accessories Adapter for iPhone 17 USB C Charger Fast Charging, Gifts for Women Men, Travel Essentials, for iPhone 17 Pro Max Air 16 15 14 13 12 Samsung S25

(10,850)
$16.99
FREE delivery Sun, Sep 21 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

(38,487)
$199.00$187.32
FREE delivery Fri, Oct 3
10K+ bought in past month
Loading...
Anker USB C to USB C Cable, Type-C 60W Fast Charging Cable (6FT, 2Pack) for iPhone 16 Series, iPad mini 6 and More (Black) ClimatePartner certified
Best Seller

Anker USB C to USB C Cable, Type-C 60W Fast Charging Cable (6FT, 2Pack) for iPhone 16 Series, iPad mini 6 and More (Black) ClimatePartner certified

(44,096)
$8.49
FREE delivery Thu, Jul 3 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Anker iPhone 16 Charger, 2-Pack 20W Fast USB C Charger Block, for iPhone 16/16 Pro Max/15 Series/iPad Pro and More (White, 2 Pack & 2 Cable)

Anker iPhone 16 Charger, 2-Pack 20W Fast USB C Charger Block, for iPhone 16/16 Pro Max/15 Series/iPad Pro and More (White, 2 Pack & 2 Cable)

(16,565)
13.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
10K+ bought in past month