Video Description

now this is a story all about how, five bucks grew into six figures somehow in this video, i’m breaking down the good, the bad, & the ugly of my 10-year investing journey. plus i'll show which accounts i use, the exact stocks/etfs/crypto i'm invested in, and how much i’ve made from dividends and market growth! thanks for watching, and happy investing!! 🤑💸💚 ❕❕❕My ANNUALIZED Portfolio Returns – Full Explanation Below❕❕❕ Some accounts give me an official IRR (Internal Rate of Return) directly from the brokerage (like Schwab). For other accounts that were transferred between brokers or don’t provide IRR, I calculated XIRR based on my exact deposit dates and amounts. What is XIRR? XIRR (Extended Internal Rate of Return) is a formula that calculates your annualized return based on the exact dates and amounts of all deposits and withdrawals. It’s more accurate than a simple average because it accounts for when money was added (simple averages assume one lump sum at the start). Here’s the return breakdown for my accounts: Acorns brokerage – opened Nov 2015 ➡️ 11.01% annualized (XIRR) Public brokerage – opened Feb 2021 ➡️ –4% (lol) Roth IRA – opened Mar 2020 ➡️ 13.67% annualized (XIRR) HSA – opened Jul 2023 ➡️ 21.14% annualized (IRR from Schwab) SEP IRA – opened Aug 2023 ➡️ 21.33% annualized (XIRR) Solo 401k – opened Jun 2024 ➡️ 18.45% annualized (IRR from Schwab) ⚡⚡⚡ Approximate overall portfolio annualized return: ~16.3% ⚡⚡⚡ (Weighted by account size, so small accounts (like Public) don’t skew the total.) Crypto – first buy in 2018: ➡️ 23.88% annualized (XIRR) TIMESTAMPS 0:00 hi, intro :) 0:43 why i'm making this video 2:03 DISCLAIMER: THIS IS NOT FINANCIAL ADVICE!!!! 2:27 the start of my investing, or non-investing, journey 5:28 my investing awakening 7:19 my very first investment! 7:25 how much i made in my first year of investing 8:15 my first crypto purchase 9:30 how much i made after 5 years of investing 11:00 nothing to do with investing, just want you to see zeke being a freak 13:33 how much i invested in 2023 14:28 how much i invested in 2024 15:15 acorns brokerage & results 18:57 public brokerage & results 23:04 my investment strategy for my retirement accounts (boglehead method) 23:46 roth ira holdings & results 26:33 hsa holdings & results 27:57 sep ira holdings & results 28:57 solo 401k holdings & results 31:01 crypto holdings & results 32:31 the grand reveal: how much i've made after 10 years of investing (See full annualized return breakdown in description) ***************************************************************************** 💵💵💵 Support My Channel & Earn Cash Back / Bonuses 💵💵💵 **I’m NOT sponsored by any of these apps or brands, but I may earn a small reward if you use my links. Thank you so much if you choose to support me!!** 🌳 YNAB - Start budgeting and use my YNAB referral link to get a 34-day free trial and another 30 free days if you subscribe: https://ynab.com/referral/?ref=eMDlIfYyY4OlIOeS ⛽ UPSIDE - Get CASH BACK on gas, restaurants, and groceries with Upside! Use my link and get a cash back boost on your first purchase: https://upside.app.link/ALYSSA72655 (Use Promo Code ALYSSA72655) 💰 RAKUTEN - Get CASH BACK on your online purchases! Use my link and get a cash back boost on your first purchase: https://www.rakuten.com/r/ALYSSA16805?eeid=28187 🤑 ACORNS - Get a $5 BONUS when you make your first investment ($5 minimum) into your Acorns Invest account: https://acorns.com/share/?shareable_code=JTH9QCF&first_name=Alyssa 💳 MY FAVORITE CHASE CREDIT CARDS: -- SAPPHIRE: Earn 125,000 bonus points with Sapphire Reserve® or 75,000 bonus points with Sapphire Preferred®. I can be rewarded if you apply here and are approved for either card. https://www.referyourchasecard.com/19u/J6G4KT7XZI -- FREEDOM: Earn cash back with the Chase Freedom Unlimited or Chase Freedom Flex credit card. I can be rewarded if you apply here and are approved for the card: https://www.referyourchasecard.com/18s/0SPVW34WRR -- PRIME: - Amazon Prime members can get a $150 Amazon Gift Card instantly upon approval https://www.amazon.com/dp/BT00LN946S?externalReferenceId=ad33c811-6059-4a41-a662-7cf3f239fef8 🚀 BETTERMENT CASH RESERVE: Get a .5% APY Boost for 3 months on Betterment's Cash Reserve (High Yield Savings Account)! https://www.betterment.com/friend-referral-offer?referral_key=YWx5c3NhdHJ1YXg= FYI - I’m a client of Betterment and, if you fund a new account, I receive compensation for this referral. You can see what others say about Betterment in reviews in the App Store and Google Play Store. 🤑 GEMINI CRYPTO: Sign up for Gemini and trade at least $100 to get free crypto: https://www.gemini.com/share/469lnzcl ***************************************************************************** 🚨 DISCLAIMER: This video reflects my personal experience only. I’m not a financial expert, and nothing said should be taken as financial advice. Always do your own research before making any financial decisions.