AI is denying your healthcare (and it's getting worse)

Vanessa Wingårdh September 21, 2025
Video Thumbnail
Vanessa Wingårdh Logo

Vanessa Wingårdh

@vanessawingardh

About

Developer exploring the dark side of tech

Video Description

AI is being used to determine your healthcare coverage, to set the price of your premium, and to dictate the level of care you receive… if any. Sources: ProPublica https://www.propublica.org/article/cigna-pxdx-medical-health-insurance-rejection-claims ProPublica https://www.propublica.org/article/evicore-health-insurance-denials-cigna-unitedhealthcare-aetna-prior-authorizations Complete source documentation is available on Patreon To support the channel: https://patreon.com/VanessaWingardh Chapters: 00:00 Intro 00:40 Using AI Agents in Insurance Underwriting 01:58 AI Setting Policy, Price, and Coverage 02:25 Court Case: Gene Lokken 02:55 ProPublica: Chris McNaughton 04:02 Prior Authorization Required Before Treatment 04:48 AI Models Process Requests 06:18 Doctor Peer-to-peer Reviews 07:37 EviCore and NaviHealth AI Claims 08:06 Insurance Purchased EviCore and NaviHealth 09:07 nH Predict AI Model 09:49 American Medical Association 10:01 Can A Doctor Override the AI? 10:31 Cigna’s EviCore AI 11:07 EviCore “Sentinel Effect” 11:34 Medicare versus Medicare Advantage 12:21 Medicare Will Now Have AI Prior Authorization 13:55 Can AI Legally Deny Claims? 14:44 Appeal Your Denials

Protect Your Health Today

AI-recommended products based on this video

Loading...
Apple Watch Series 10 [GPS 46mm] Smartwatch with Rose Gold Aluminium Case with Light Blush Sport Band. Fitness Tracker, ECG App, Always-On Retina Display, Water-Resistant

Apple Watch Series 10 [GPS 46mm] Smartwatch with Rose Gold Aluminium Case with Light Blush Sport Band. Fitness Tracker, ECG App, Always-On Retina Display, Water-Resistant

(1,728)
$413.99
Prime
400+ bought in past month
Loading...
LK 6 Pack Screen Protector for Apple Watch Series 11 46mm, Self-Healing TPU Material for iWatch 46mm Screen Protector, Scrathes-Resistant, Bubble-Free, HD Clarity, Anti-Glare, Transparent Global Recycled Standard
Best Seller

LK 6 Pack Screen Protector for Apple Watch Series 11 46mm, Self-Healing TPU Material for iWatch 46mm Screen Protector, Scrathes-Resistant, Bubble-Free, HD Clarity, Anti-Glare, Transparent Global Recycled Standard

(1,111)
$16.99
FREE delivery Sun, Oct 5 on your first order
Loading...
4-in-1 Wireless Magnetic Power Bank 10800mAh Portable Charger with iWatch Charger, QC4.0+20W PD Fast Charging USB C Battery Pack for Magsafe, iPhone 16/15/14/13/12 Series, Apple Watch etc. (White)

4-in-1 Wireless Magnetic Power Bank 10800mAh Portable Charger with iWatch Charger, QC4.0+20W PD Fast Charging USB C Battery Pack for Magsafe, iPhone 16/15/14/13/12 Series, Apple Watch etc. (White)

(581)
$42.95
PrimeFREE delivery Sat, Jun 14
Loading...
Apple Watch Series 10 [GPS 46mm] Smartwatch with Jet Black Aluminium Case with Black Sport Band. Fitness Tracker, ECG App, Always-On Retina Display, Water-Resistant

Apple Watch Series 10 [GPS 46mm] Smartwatch with Jet Black Aluminium Case with Black Sport Band. Fitness Tracker, ECG App, Always-On Retina Display, Water-Resistant

(17)
$488.99$444.98
FREE delivery Tue, Sep 30
1K+ bought in past month
Loading...
Fitness Tracker with 24/7 Heart Rate, Blood Oxygen Blood Pressure Sleep Monitor, Activity Trackers IP68 Waterproof,Step Calorie Counter Pedometer Health Smart Watch for Women Men (White)

Fitness Tracker with 24/7 Heart Rate, Blood Oxygen Blood Pressure Sleep Monitor, Activity Trackers IP68 Waterproof,Step Calorie Counter Pedometer Health Smart Watch for Women Men (White)

(108)
$39.99
FREE delivery Wed, Aug 20
100+ bought in past month
Loading...
FITVII Health & Fitness Tracker (Answer/Make Calls), Smart Watch with 24/7 Heart Rate and Blood Pressure, Sleep Tracking Monitor, 120+ Sport Mode Activity Tracker

FITVII Health & Fitness Tracker (Answer/Make Calls), Smart Watch with 24/7 Heart Rate and Blood Pressure, Sleep Tracking Monitor, 120+ Sport Mode Activity Tracker

(198)
$59.99
FREE delivery Sun, Aug 10
100+ bought in past month
Loading...
ZMQJEQANBG Family First Aid Box,Portable Medicine Chest Storage,Family First Aid Box Medical Storage Box Medicine Cabinets ABS Medicine Chest Plastic Storage Bin 2 Layers Box With Removable Lid 23.5X1

ZMQJEQANBG Family First Aid Box,Portable Medicine Chest Storage,Family First Aid Box Medical Storage Box Medicine Cabinets ABS Medicine Chest Plastic Storage Bin 2 Layers Box With Removable Lid 23.5X1

(0)
$106.74$101.20
FREE delivery Aug 27 - Sep 18
Loading...
ZMQJEQANBG Family First Aid Box,Portable Medicine Chest Storage,First Aid Kit Lockable Medicine Cabinets Medication Box Organizer Emergency Medicine Storage Case Aluminum Medical Chest 28X21.5X23.5cm

ZMQJEQANBG Family First Aid Box,Portable Medicine Chest Storage,First Aid Kit Lockable Medicine Cabinets Medication Box Organizer Emergency Medicine Storage Case Aluminum Medical Chest 28X21.5X23.5cm

(0)
$182.91$177.37
FREE delivery Aug 27 - Sep 18
Loading...
Neck Massager, 2026 Updated Bionic Heated Deep Tissue Massager, Wireless Electric Cervical Neck Massager, Kneading Massager, Electric Kneading Massage Pillow, Rechargeable USB-C

Neck Massager, 2026 Updated Bionic Heated Deep Tissue Massager, Wireless Electric Cervical Neck Massager, Kneading Massager, Electric Kneading Massage Pillow, Rechargeable USB-C

(0)
$79.98
FREE delivery Dec 15 - 22Arrives before Christmas
Loading...
Dog Licking Bowl, Dog Lick Toy, Slow Feeder Bowl for Food Dispensing, Healthy Eating and Getting Used to The Box (Blue)

Dog Licking Bowl, Dog Lick Toy, Slow Feeder Bowl for Food Dispensing, Healthy Eating and Getting Used to The Box (Blue)

(0)
$15.99
FREE delivery Jan 6 - 8