How to Protect Your Retirement From a Stock Market Crash

James Shack May 12, 2025
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James Shack

@jamesshack

About

A financial planner making videos about money, financial independence and living a good life. Disclaimer: All of my views are my own, and not representative of any company. Any personal opinions, ideas, and tips represented on this channel should not be seen as financial advice or a recommendation to take any specific course of action. James Shack™ property of James Shackell Copyright © James Shackell 2014. All rights reserved. The author asserts their moral right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this channel and any video published on it.

Video Description

*Looking for help planning your retirement?* I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here: https://go.novawm.com/yt/DbuJ9xbsoZs *Budget Planner Download* https://james-shack.co.uk/budget-planner Guyton & Klinger (2004). Decision Rules and Maximum Initial Withdrawal Rates https://cornerstonewealthadvisors.com/wp-content/uploads/2014/09/08-06_WebsiteArticle.pdf *Software used in this video* : https://www.timeline.co/ *Risk Warnings and Disclaimers* Capital at risk. Past performance is used as a guide only. It is no guarantee of future returns. Different funds and asset classes carry varying levels of risk depending on the geographical region and industry sector. You should make yourself aware of these specific risks prior to investing. Prevailing tax rates and reliefs are dependent on your individual circumstances and are subject to change. We do not provide tax advice. Any examples used in the video are for illustrative purposes only and you may get less back than the figures shown. This video does not constitute personal advice. We do not take any responsibility for third party websites and content we may link to from this video. Issued on behalf of Nova. Nova is a trading name of Nova Wealth Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796). James Shack™ property of James Shackell Copyright © James Shackell 2025. All rights reserved. The author asserts their moral right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this channel and any video published on it. 01:07 Sequence of return risk 02:45 Example #1 05:22 Example #2 07:24 Example #3 08:09 The Three Types of Retirement Plan 13:25 How They Should React to Market Falls 14:11 Dynamic Spending Strategies

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