If You Say "YES" To These Things, You're Probably Broke

George Kamel October 24, 2025
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George Kamel

@georgekamel

About

George Kamel is a personal finance expert, #1 National Bestselling Author, and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark. New uploads every Monday, Wednesday, & Friday. Have a story for George? Send us a message to [email protected]. Want George on your show? Connect with us at [email protected].

Video Description

Almost half of Americans consider themselves “broke,” but why? According to a new article, it might be their inability to say no. Today, we’re breaking it down so you’ll know when to say yes—and when to just say no. Next Steps: • 🗞️ Check out the article mentioned in this episode: https://www.ramseysolutions.com/debt/just-say-no-to-extended-warranties • 🎥 Watch my video Frugal People Never Do These Things: https://www.youtube.com/watch?v=0oqJCDDy1gQ • 📈 Are you on track with the Baby Steps? Get a free personalized plan: https://ter.li/q21e41 • 💵 Start your free budget today. Download the EveryDollar app! https://ter.li/af82xy • 🎧 Listen to my book, Breaking Free From Broke, on audiobook: https://ramsey.solutions/i3cye1 Connect With Our Sponsors: • Get 20% off when you join DeleteMe: https://www.joindeleteme.com/george • Get up to 40% off Cozy Earth with code GEORGE: https://www.cozyearth.com/george • Go to FAIRWINDS Credit Union for an exclusive account bundle! https://www.fairwinds.org/ramsey Explore More From Ramsey Network: 🎙️ The Ramsey Show ⮕ https://ter.li/nrgexc 🍸 Smart Money Happy Hour ⮕ https://ter.li/ruezqk 💸 The Ramsey Show Highlights ⮕ https://ter.li/yc3i4v 🧠 The Dr. John Delony Show ⮕ https://ter.li/sii4ha 💡 The Rachel Cruze Show ⮕ https://ter.li/gyh9k6 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/p2sroh 📈 EntreLeadership ⮕ https://ter.li/81tcjn Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/fu4x00 The Total Money Makeover – Updated and Expanded Edition: https://ter.li/ltjv0r Baby Steps Millionaires: https://ter.li/kxmysb EveryDollar Premium Version Physical Gift Card: https://ter.li/jo92l2

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