My All-Time FAVORITE Credit Cards

Video Description

These are my Top 5 All Time Favorite Credit Cards and why I got them - enjoy! Add me on Instagram: GPStephan - Click “Show More” to see ad disclosure The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1000): https://act.webull.com/k/Vowbik9Tm5he/main My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB How to build your credit score: https://youtu.be/ukaWAjgkH9M My Favorite Cards: https://oc.brcclx.com/t/?lid=26662102 First: The American Express Gold Referral Link: https://bit.ly/2kPMhQG I got this card because it’s known as what’s called a “Charge Card,” meaning it’s not a card that you’re meant to carry a balance on…Because of that, and because this is a “Charge card,” it technically doesn’t have a pre-set spending limit, meaning it won’t negatively impact your credit utilization when the credit bureaus calculate your credit score. You can also get 40,000-50,000 points just for signing up - which, on Aeroplan, is worth about 2 round trip plane tickets in North America. In addition to that, there’s some other advantages that make the card a good deal…for instance, you’ll get $100 per year as an airline credit if you chose to check your bags or purchase in flight meals. You’ll also get purchase protection up to $10,000 per purchase…so if your item is lost, stolen, or damaged in the first few months, they’ll take care of it for you. They’ll also extend your warranty for up to 2 years on eligible products…so if you buy something and it breaks, chances are, American Express would cover it. More Info: https://amex.co/2kNwIsV Second: The American Express Platinum. Referral Link: http://refer.amex.us/GRAHASN7wu?XLINK=MYCP When I signed up this card, I got 60,000 points. In addition to that, it gets you into one of my favorite places in the entire world: American Express Centurion Lounge. In addition to that, you’ll also get a $100 Hotel Credit on select hotels…discounts on other hotel services…a $200 airline credit towards the airline of your choice…and then you’ll get top of the line purchase and loss protection. Now, yes…this card does come with a $550 per year annual fee. And to be eligible to even get the card, you’ll typically need a strong credit score, combined with a decent income…but provided you’ll actually USE these benefits, it could EASILY pay for the annual fee so many times over. Third: The Chase Sapphire Reserve Now they’ll give you 50,000 points for signing up when you spend $4000 in the first 3 months. And when you redeem those points through chase, they’re worth 50% more…meaning 50,000 points will give you $750 worth of value. In addition to that, they’ll also give you a $300 annual travel credit. And best part of all, is that with this card, you get access to their Priority Pass Airport Lounge. However, there is an annual fee of $450 per year. BUT, between the $750 worth of the sign up bonus…the $300 airline credit…and the priority pass lounge access, not to mention a TON of other rewards for the card that are just too much to mention…the $450 just pays for itself very quickly. Fourth: The JP Morgan Reserve Credit Card Now not always, but USUALLY to get access to the JP Morgan Private Bank, and to get access to this credit card, you need $10 million in assets…hence, the $10 million dollar credit card. And even though, I admit, this card is almost identical to the Chase Sapphire Reserve in terms of benefits…it does have a few unique advantages, like complimentary United Lounge Access. Fifth: Chase Ink Business Preferred Typically you can find 80,000-100,000 point sign up offers. The GREAT thing with this card is that there’s only an annual fee of $95 per year…which, in my opinion, is a small price to pay for $1200+ worth of free travel. Now as far as overall rewards go…it’s decent. Nothing spectacular, although you can get 3x points on spending on social media advertising and other business expenses…which is nice, but not as nice as some of the other cards I’ve mentioned. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at [email protected] *Some of the card links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This content does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.