Ranking Every Credit Card in 2025 - Here’s What’s Good

Video Description

⭐️ Notion Credit Card Cheat Sheet: https://humphreytalks.notion.site/Credit-Card-Rankings-Official-272dc3857db7803eb3fada1f1bf8dd68?pvs=143 Click "Show More" to see Advertiser Disclosure. S-Tier: American Express Gold: https://bit.ly/AmexGoldHYT Ink Business Unlimited® Credit Card: https://dub.link/humphrey-ink-unlimited-youtube-09182025 (offer in video no longer available) Capital One Venture X: https://www.cardonomics.com/i/humphrey Robinhood Gold Card: https://robinhood.com/creditcard?referral_code=6945a062 A-Tier: Ink Business Cash® Credit Card: https://go.nextcard.com/humphrey-youtube-09182025-ibc-desc (offer in video no longer available) Chase Sapphire Preferred® Card: https://links.affil.ai/humphreys-guide-chase-sapphire-preferred-youtube-09182025-4 Capital One Savor: https://www.cardonomics.com/i/humphrey-cash-back Bilt Mastercard: https://bit.ly/bilt-rewards Chase Freedom Unlimited®: https://go.nextcard.com/youtube-09182025-cfu-desc-8dk7pdr *Please note: You can only get $1,500 in value with the CSP if you also have a CSR. B-Tier: American Express Platinum: https://bit.ly/AmexPlatHYT Discover it Cash Back: https://www.discover.com/credit-cards/cash-back/it-card.html Chase Sapphire Reserve®: https://links.affil.ai/humphreys-guide-chase-sapphire-reserve-youtube-09182025-1 Coscto Anywhere Visa: https://www.humphreysguide.com/credit-cards/costco-anywhere-visa Chase Amazon Prime Visa: https://www.chase.com/personal/credit-cards/amazon American Express Blue Cash Everyday: https://www.humphreysguide.com/credit-cards/american-express-blue-cash-everyday Capital One Quicksilver: https://www.cardonomics.com/i/humphrey-cash-back Citi DoubleCash: https://www.citi.com/credit-cards/citi-double-cash-credit-card Chase Freedom Flex: https://www.chase.com/personal/credit-cards/freedom/flex Wells Fargo Active Cash: https://creditcards.wellsfargo.com/ Amex Platinum Update: on 9/18, the American Express Platinum's fee went up to $895, that's hefty. In exchange, you now get a $400 Resy Credit ($100 per quarter), $600 Hotel Credit which has been upped, $200 Oura Ring Credit, and a $300 Lululemon credit ($75 per quarter). The changes are "okay" depending on if you use those credits or not in your every day spend, but I still think it belongs in the B Tier even with these changes. C-Tier: American Express Delta Skymiles: https://www.americanexpress.com/us/credit-cards/category/rewards-delta-skymiles/ American Airlines AAdvantage Platinum: https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card United Explorer Card: https://creditcards.chase.com/travel-credit-cards/united/united-explorer Chase World of Hyatt: https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card Wells Fargo Autograph Journey: https://creditcards.wellsfargo.com/ Citi Custom Cash: https://www.citi.com/credit-cards/citi-custom-cash-credit-card Wells Fargo Autograph: https://creditcards.wellsfargo.com/ Marriott Bonvoy Boundless: https://www.marriott.com/credit-cards.mi D-Tier: Apple Card: https://www.humphreysguide.com/credit-cards/apple-card ⏱️ Timestamps: 0:00 - Start Here 0:11 - Chase Freedom Unlimited® 1:09 - Apple Card 2:16 - American Express Gold 3:49 - Capital One Savor 4:54 - Ink Business Unlimited® Credit Card + Ink Business Cash® Credit Card 6:40 - Chase Sapphire Preferred® Card 7:44 - Costco Visa & Amazon Prime Visa 9:09 - Citi Double Cash 9:49 - BILT Card 10:55 - Capital One Venture X 12:21 - Airline Cards 12:55 - American Express Platinum 14:41 - Wells Fargo Autograph 15:52 - Robinhood Gold Card 17:10 - Chase Freedom Flex 17:53 - American Express Blue Cash Everyday 18:39 - Capital One Quicksilver 19:02 - Wells Fargo Active Cash 19:21 - Hotel Cards 20:25 - Chase Sapphire Reserve® 21:51 - Citi Custom Cash 22:39 - Discover It Cash Back Advertiser Disclosure: Humphrey Yang is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Credit cards are chosen at the sole discretion of Humphrey Yang. Humphrey Yang reviews hundreds of cards and compares them across factors like reward rates, fees, benefits, insurance protections, and customer experience. The evaluation combines both hard numbers like redemption value and reward rates and qualitative measures such as how useful perks are in daily life. Companies cannot pay to receive awards or be ranked higher than others.