Never Keep Over THIS AMOUNT in Your Bank
Humphrey Yang
@humphreyAbout
Former Financial Advisor (Series 7, 66), Previously worked in Gaming. Explainers, Personal Finance, Reviews & More. My friends would ask me finance questions all the time, so I made this channel so I could send them videos answering those questions. I love explaining things simply, and making it fun and easy. This channel is great for beginners and intermediates who are looking to build wealth, learn how to keep their wealth, and get better with personal finance, budgeting, and investing. I also focus a lot of self improvement and productivity, so if you're into that - I hope you stick around! Business inquiries - please email: [email protected]
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Video Description
What is the "right" amount to keep in your bank? It's not always clear but in this video I wanted to give you some reasons on why having too much excess cash could be a bad thing, and what to do about it instead. ➡️ High Yield Savings Accounts Tool: https://bit.ly/highyield_HY 🌟 Companion Website for Reviews and Resources: https://humphreysguide.com 👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: https://youtube.com/@hug * Instagram: https://instagram.com/humphreytalks * Twitter: https://twitter.com/humphreytalks * TikTok: https://tiktok.com/@humphreytalks ⏱️ Timestamps: 0:00 - Start Here 0:43 - You Will Spend More 2:20 - Your Cash Doesn't Work For You 4:32 - Excess Cash Illusion 6:53 - Loses Value to Inflation 9:46 - It Can Fool You 11:02 - What Is The Right Amount?
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