Why Everything REALLY Changes After $20,000

Humphrey Yang October 16, 2025
Video Thumbnail
Humphrey Yang Logo

Humphrey Yang

@humphrey

About

Former Financial Advisor (Series 7, 66), Previously worked in Gaming. Explainers, Personal Finance, Reviews & More. My friends would ask me finance questions all the time, so I made this channel so I could send them videos answering those questions. I love explaining things simply, and making it fun and easy. This channel is great for beginners and intermediates who are looking to build wealth, learn how to keep their wealth, and get better with personal finance, budgeting, and investing. I also focus a lot of self improvement and productivity, so if you're into that - I hope you stick around! Business inquiries - please email: [email protected]

Video Description

In this video we discuss several reasons why I think $20,000 is a really great benchmark to hit in your financial journey. Free Financial Mastersheet Download: https://shop.beacons.ai/humphreytalks/52599ebf-bd4a-4d8a-86d1-c07e1c219af9 🌟 Companion Website for Reviews and Resources: https://humphreysguide.com 👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: https://youtube.com/@hug * Instagram: https://instagram.com/humphreytalks * Twitter: https://twitter.com/humphreytalks * TikTok: https://tiktok.com/@humphreytalks ⏱️ Timestamps: 0:00 - Start Here 0:27 - Wealth Begins to Accelerate 2:19 - Mindset Shift Toward Abundance 5:39 - When Poor Everything Costs More 7:27 - The Investor Class 9:39 - Long Term vs Short Term 11:37 - Getting to $20K ASAP

Investment-Worthy Tech Upgrades

AI-recommended products based on this video

Loading...
tomtoc 360° Protective Laptop Sleeve for 15-inch MacBook Air M4/A3241 2025, M3/A3114 2024, M2/A2941 2023, 15-inch MacBook Pro A1990 A1707, Dell XPS 15 Plus Laptop, Water-Resistant Computer Case Bag Global Recycled Standard

tomtoc 360° Protective Laptop Sleeve for 15-inch MacBook Air M4/A3241 2025, M3/A3114 2024, M2/A2941 2023, 15-inch MacBook Pro A1990 A1707, Dell XPS 15 Plus Laptop, Water-Resistant Computer Case Bag Global Recycled Standard

(12,968)
$39.55
FREE delivery Tue, Jun 17
Loading...
tomtoc 360° Protective Laptop Sleeve for 13-inch New MacBook Air M4/A3240 2025, M3/A3113, M2/A2681 M1/A2337 A2179 A1932, 13-inch MacBook Pro M2/A2686 M1/A2338, Water-Resistant Computer Case Bag Global Recycled Standard

tomtoc 360° Protective Laptop Sleeve for 13-inch New MacBook Air M4/A3240 2025, M3/A3113, M2/A2681 M1/A2337 A2179 A1932, 13-inch MacBook Pro M2/A2686 M1/A2338, Water-Resistant Computer Case Bag Global Recycled Standard

(12,952)
$36.07
PrimeFREE delivery Sat, Jun 14
100+ bought in past month
Loading...
Wireless Charging Case for AirPods Pro 1st / 2nd Gen with Type-C Charging Port, Compatible with AirPod Pro 2nd Generation Replacement Case, with Blue-Tooth Sync Button, No Earbuds

Wireless Charging Case for AirPods Pro 1st / 2nd Gen with Type-C Charging Port, Compatible with AirPod Pro 2nd Generation Replacement Case, with Blue-Tooth Sync Button, No Earbuds

(15)
$42.98
PrimeFREE delivery Sat, Jun 14
Loading...
Cleaner Kit for Airpods Pro 1 2 3 Multi-Function Cleaning Pen with Soft Brush Flocking Sponge for Bluetooth Earphones Case Cleaning Tools White
Best Seller

Cleaner Kit for Airpods Pro 1 2 3 Multi-Function Cleaning Pen with Soft Brush Flocking Sponge for Bluetooth Earphones Case Cleaning Tools White

(9,766)
$9.89
FREE delivery Sat, Jun 14 on your first order
500+ bought in past month
Loading...
Apple AirPods Pro 2 Wireless Earbuds, Bluetooth Headphones, Active Noise Cancellation, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

Apple AirPods Pro 2 Wireless Earbuds, Bluetooth Headphones, Active Noise Cancellation, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

(26,678)
$259.99$194.99
FREE delivery Wed, Aug 20
5K+ bought in past month
Loading...
Wireless Charger, 3 in 1 Charging Station, Fast Charging Station Foldable Charging Stand, Wireless Charging Station for Multiple Devices, Compatible with lPhone 17/16/15/14/13 Pro Max Airpods Watch

Wireless Charger, 3 in 1 Charging Station, Fast Charging Station Foldable Charging Stand, Wireless Charging Station for Multiple Devices, Compatible with lPhone 17/16/15/14/13 Pro Max Airpods Watch

(156)
$25.64
FREE delivery Wed, Dec 24 on your first order
3K+ bought in past month
Loading...
INIU USB C Charger Block, 100W 3-Port PD Fast Charging, Advanced GaN Power Adapter, Foldable Charger with USB C Cable for MacBook Air 13 Pro, iPad, iPhone 17 16 Pro Max, Samsung S25 S24, Switch 2 etc ClimatePartner certified

INIU USB C Charger Block, 100W 3-Port PD Fast Charging, Advanced GaN Power Adapter, Foldable Charger with USB C Cable for MacBook Air 13 Pro, iPad, iPhone 17 16 Pro Max, Samsung S25 S24, Switch 2 etc ClimatePartner certified

(804)
$36.99
FREE delivery Fri, Feb 13
1K+ bought in past month
Loading...
UGREEN USB to USB C Adapter & USB C to USB Adapter Combo 4-Pack, 10Gbps Type-C Converter, Car Charger Compatible with MacBook Pro, iPad Mac mini, iPhone 17/16, Galaxy, PC/Laptop, Hard Drive Enclosure

UGREEN USB to USB C Adapter & USB C to USB Adapter Combo 4-Pack, 10Gbps Type-C Converter, Car Charger Compatible with MacBook Pro, iPad Mac mini, iPhone 17/16, Galaxy, PC/Laptop, Hard Drive Enclosure

(86)
$9.74
Prime
Loading...
Metapen Air 8 Apple Pencil for iPad 2018-2025, 20H Battry Life, 2Min Fast Charging, Palm Rejection, Stylus Pen for iPad 11/10/9/8/7/6th, iPad Pro 12.9/11/13“M4, iPad Air 3/4/5/6/M2/M3, iPad mini 5/6

Metapen Air 8 Apple Pencil for iPad 2018-2025, 20H Battry Life, 2Min Fast Charging, Palm Rejection, Stylus Pen for iPad 11/10/9/8/7/6th, iPad Pro 12.9/11/13“M4, iPad Air 3/4/5/6/M2/M3, iPad mini 5/6

(1,985)
$14.22
FREE delivery Tue, Sep 9 on your first order
1K+ bought in past month
Loading...
Deeyaple USB C to Aux, 4FT/1.2M, Type C to 3.5mm Audio Cable Headphone Jack Cable for Car Mobile Phone, iPhone 16 15, iPad Pro, Samsung Galaxy S24 S23 S2010, Google Pixel,Oneplus Grey (1)
Best Seller

Deeyaple USB C to Aux, 4FT/1.2M, Type C to 3.5mm Audio Cable Headphone Jack Cable for Car Mobile Phone, iPhone 16 15, iPad Pro, Samsung Galaxy S24 S23 S2010, Google Pixel,Oneplus Grey (1)

(78)
$6.99
FREE delivery Fri, Sep 5 on your first order
1K+ bought in past month
Loading...
Metapen Air 8 Apple Pencil for iPad 2018-2025, 20H Battry Life, 2Min Fast Charging, Palm Rejection, Stylus Pen for iPad 11/10/9/8/7/6th, iPad Pro 12.9/11/13“M4, iPad Air 3/4/5/6/M2/M3, iPad mini 5/6

Metapen Air 8 Apple Pencil for iPad 2018-2025, 20H Battry Life, 2Min Fast Charging, Palm Rejection, Stylus Pen for iPad 11/10/9/8/7/6th, iPad Pro 12.9/11/13“M4, iPad Air 3/4/5/6/M2/M3, iPad mini 5/6

(1,985)
$14.22
FREE delivery Tue, Sep 9 on your first order
1K+ bought in past month
Loading...
Logitech G203 Wired Gaming Mouse, 8,000 DPI, Rainbow Optical Effect LIGHTSYNC RGB, 6 Programmable Buttons, On-Board Memory, Screen Mapping, PC/Mac Computer and Laptop Compatible - Black
Best Seller

Logitech G203 Wired Gaming Mouse, 8,000 DPI, Rainbow Optical Effect LIGHTSYNC RGB, 6 Programmable Buttons, On-Board Memory, Screen Mapping, PC/Mac Computer and Laptop Compatible - Black

(17,871)
$27.98$22.38
FREE delivery Tue, Oct 14 on your first order
500+ bought in past month
Loading...
Logitech G305 Lightspeed Wireless Gaming Mouse, Hero 12K Sensor, 12,000 DPI, Lightweight, 6 Programmable Buttons, 250h Battery Life, On-Board Memory, PC/Mac - Black

Logitech G305 Lightspeed Wireless Gaming Mouse, Hero 12K Sensor, 12,000 DPI, Lightweight, 6 Programmable Buttons, 250h Battery Life, On-Board Memory, PC/Mac - Black

(35,879)
$49.99$44.99
FREE delivery Mon, Jan 26
1K+ bought in past month
Loading...
Bose QuietComfort Wireless Noise Cancelling Headphones, Bluetooth Over Ear Headphones with Up to 24 Hours of Battery Life, Moonlight Grey - Limited Edition

Bose QuietComfort Wireless Noise Cancelling Headphones, Bluetooth Over Ear Headphones with Up to 24 Hours of Battery Life, Moonlight Grey - Limited Edition

(12,251)
$269.00
FREE delivery Tue, Oct 14
Loading...
Wireless Charger for Samsung - NANAMI 3 in 1 Charging Station for Multiple Devices,Fast Charger Stand Dock for Galaxy S25 S24 S23 Ultra S22 S21 S20 Z Flip Fold,Galaxy Watch 5/5 Pro/4/3,Galaxy Buds Pro

Wireless Charger for Samsung - NANAMI 3 in 1 Charging Station for Multiple Devices,Fast Charger Stand Dock for Galaxy S25 S24 S23 Ultra S22 S21 S20 Z Flip Fold,Galaxy Watch 5/5 Pro/4/3,Galaxy Buds Pro

(2,272)
$43.99
PrimeFREE delivery Sat, Jun 14
200+ bought in past month
Loading...
45W Super Fast Charger USBC Charger, 2Pack 10FT Samsung Charger Fast Charging Cord Cable& Samsung Type C Charger Block for Galaxy S25 S24 S23 S22 S21 Ultra/Plus, Tab S10 S9 S8 S7,iPad,Android Phone

45W Super Fast Charger USBC Charger, 2Pack 10FT Samsung Charger Fast Charging Cord Cable& Samsung Type C Charger Block for Galaxy S25 S24 S23 S22 S21 Ultra/Plus, Tab S10 S9 S8 S7,iPad,Android Phone

(52)
$22.79
FREE delivery Fri, Oct 3 on your first order
1K+ bought in past month
Loading...
2-Pack Bands Compatible with Fitbit Versa 4 / Versa 3 Bands/Fitbit Sense 2 / Sense Bands Women Men, Soft Silicone Sport Strap Replacement Wristbands for Versa 4/Versa 3/Sense 2/Sense Smartwatch

2-Pack Bands Compatible with Fitbit Versa 4 / Versa 3 Bands/Fitbit Sense 2 / Sense Bands Women Men, Soft Silicone Sport Strap Replacement Wristbands for Versa 4/Versa 3/Sense 2/Sense Smartwatch

(3)
$9.99
FREE delivery Mon, Jul 7 on your first order
Loading...
Bose TV Speaker- Small Soundbar with Bluetooth and HDMI-ARC connectivity, Black. Includes Remote Control

Bose TV Speaker- Small Soundbar with Bluetooth and HDMI-ARC connectivity, Black. Includes Remote Control

(12,374)
$279.00$258.00
FREE delivery Thu, Sep 4
100+ bought in past month