Why Everything REALLY Changes After $20,000

Humphrey Yang • October 16, 2025
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Humphrey Yang

@humphrey

About

Former Financial Advisor (Series 7, 66), Previously worked in Gaming. Explainers, Personal Finance, Reviews & More. My friends would ask me finance questions all the time, so I made this channel so I could send them videos answering those questions. I love explaining things simply, and making it fun and easy. This channel is great for beginners and intermediates who are looking to build wealth, learn how to keep their wealth, and get better with personal finance, budgeting, and investing. I also focus a lot of self improvement and productivity, so if you're into that - I hope you stick around! Business inquiries - please email: [email protected]

Video Description

In this video we discuss several reasons why I think $20,000 is a really great benchmark to hit in your financial journey. Free Financial Mastersheet Download: https://shop.beacons.ai/humphreytalks/52599ebf-bd4a-4d8a-86d1-c07e1c219af9 🌟 Companion Website for Reviews and Resources: https://humphreysguide.com šŸ‘¾ Join the free Discord Community: https://discord.gg/xJzsaGaaDE 🐪 Hump Days Newsletter āž­ https://humpdays.substack.com WHO AM I? Hello šŸ‘‹ I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: https://youtube.com/@hug * Instagram: https://instagram.com/humphreytalks * Twitter: https://twitter.com/humphreytalks * TikTok: https://tiktok.com/@humphreytalks ā±ļø Timestamps: 0:00 - Start Here 0:27 - Wealth Begins to Accelerate 2:19 - Mindset Shift Toward Abundance 5:39 - When Poor Everything Costs More 7:27 - The Investor Class 9:39 - Long Term vs Short Term 11:37 - Getting to $20K ASAP

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