Secrets to Build Wealth in Your 30s : Wint Wealth co-founder Anshul Gupta | Indian Business Podcast

Video Description

👉India’s first ‘learn by doing’ experience for growing your wealth. Imagine being able to build your own personal finance plan while attending a class, live. Apply to this upcoming FREE class this week here on Zerodha Varsity: https://openinapp.link/tsje3 👉Spotify link: https://open.spotify.com/episode/3LmUlZycz11CcBGwUTS6X5?si=F2bLFZq5SvuY4LhAT1Nsrw 👉By Think School: https://thethinkschool.com/ 👉VIDEO INTRODUCTION: In this episode of the Indian Business Podcast, we sit down with Anshul Gupta, the co-founder of Wint Wealth, a platform revolutionising access to bonds for retail investors in India. The conversation is a masterclass in personal finance for Indians in their 30s, covering how to build a solid financial foundation with term insurance, health insurance and emergency funds, even if you missed these steps in your 20s. Anshul breaks down common money traps from over-leveraging on home loans to chasing unrealistic multi-bagger returns and offers a balanced portfolio strategy mixing equity, fixed income, gold and real estate. He explains why equity returns are tied to India’s nominal GDP growth, why spousal income parity impacts household harmony and how bonds have evolved into an accessible, reliable fixed-income option through platforms like Wint Wealth. For anyone navigating rising family expenses, planning for retirement or simply seeking stability in volatile markets, this episode is packed with practical, no-nonsense insights. Timestamps: 00:00 – Intro 02:04 – Why Your 30s Decide Your Financial Future 08:51 – The Mindset Gap When Couples Earn Unequally 11:09 – How Marriage Changes Financial Decisions 13:26 – Expenses Across Your 20s, 30s & 40s 15:04 – 3 Money Traps Most Hit in Their 30s 21:53 – Upgrading Lifestyle: Wise or Wasteful? 24:14 – Simple Rule for Term Insurance Cover 28:26 – How Ditto Is Redefining Insurance Advice 30:38 – Picking the Right Health Insurance Plan 32:17 – Why Most in Their 30s Lack an Emergency Fund 35:51 – How Much Emergency Fund You Actually Need 39:27 – Downsides of Living Too Frugally 42:04 – Non-Negotiable Costs After 60s 49:12 – Breaking Down a Long-Term Investment 59:45 – The importance of Gold 1:01:18 – Best Fixed-Income Options Today 1:02:54 – 10-Year Evolution of India’s Bond Market 1:07:36 – Risks to Watch in Bond Investing 1:09:47 – Senior Secured Bonds: What & Why 1:12:27 – Nitin Kamath’s Path to Wint Wealth 1:15:25 – How Zerodha Chooses Companies to Back ►►Check out Think School: https://thethinkschool.com/sp/communication-masterclass/ ►►ThinkSchool English https://www.youtube.com/@ThinkSchool ►►Check out Zerodha - https://www.youtube.com/@UC59YUBhNLMkS2Q8NBWBGHAA Credits: CNN-News 18, WION, NBC News, Money control pro, Business standard, TV18,Business Today, ABC news, CNBC, ET now ,Bloomberg originals, Financial Times, DW documentary, AL Jazeera English, BBC news, Firstpost. Fair use - This video is for educational purposes only. All materials used in this video, including images, audio, and video clips, are the property of their respective owners and are used here under the doctrine of fair use. This video is intended to provide commentary, criticism, research, and education on the subject matter. We believe this constitutes a fair use of any such copyrighted material as provided for in Section 107 of the US Copyright Law. #business #thinkschoolhindi #indianbusinessclass #investing #investment #bonds #finance #financialfreedom #podcast #thinkschoolhindi