Smart Ways to Save Taxes in 2026 | ft. CA Nitesh Buddhadev

Moneytalks by Groww β€’ September 27, 2025
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Welcome to Moneytalks by Groww – your personal finance podcast for the next generation! πŸŽ™οΈ Whether you're starting from scratch or looking to enhance your money management skills, our expert-led podcasts have you covered. Great experts, great insights! 🌟 We make complex topics like investing in stocks πŸ“ˆ, building a mutual fund portfolio πŸ’Ό, planning for early retirement πŸ–οΈ, and understanding health insurance πŸ₯ simple and fun. Learn how to take control of your finances, build wealth πŸ’Έ, and secure your future with practical tips and easy-to-follow advice. From understanding the stock market πŸ“Š to mastering savings, Moneytalks by Groww breaks it all down for you. Tune in to get the financial insights you need to make smarter decisions and take control of your financial future. Let’s talk money the easy way, with expert advice and real-world strategies for today’s generation!

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Confused about tax saving options for 2026? This video is for you! CA Nitesh Buddhadev breaks down the smartest ways to save income tax in India. Chapters: 00:00 - Highlights 01:18 - Choosing a Tax Regime 02:16 - Low Taxpayer Base in India 03:03 - Old vs. New Tax Slabs 04:54 - Understanding Deductions and Exemptions 06:00 - The 60-Second Tax Regime Test 07:20 - Optimizing HRA for Tax Savings 09:44 - Claiming HRA while living with family 10:57 - Tax Benefits of a Home Loan 12:44 - Tax Savings on Education Loan 14:48 - Taking a Loan from Relatives 16:10 - Hacking Tax with LTA 18:29 - Marriage as a Tax-Saving Hack 19:16 - Gifting Rules and Taxability 21:46 - Tax on International Travel 23:25 - TCS on High-Value Transactions 25:23 - The 50% SUV Tax Saving Hack 32:51 - What if you leave the company? 33:34 - Tax on Laptop and Gym Bills 35:20 - Zero Tax on 24 Lakh Salary 38:00 - Zero Tax on 14.65 Lakh Salary 39:34 - Zero Tax on Rental Income 42:47 - Tax Savings with Profit Harvesting 49:15 - Effects of Profit Harvesting on Compounding 50:17 - Tax Loss Harvesting Explained 53:07 - FNO Income and Loss 55:59 - Comparing NPS, EPF, and Mutual Funds 59:58 - Post-Tax Returns Comparison 1:02:27 - Tax on Stocks, Bonds, and FNO 1:04:27 - Filing ITRs based on Income 1:06:28 - Tax Benefits of HUF 1:12:27 - Sustainable Retirement with SWP 1:16:32 - Comparing Short-Term Investments 1:19:24 - Tax Planning vs. Tax Filing 1:22:31 - Formula for Generational Wealth 1:25:27 - Essential Documents for ITR Filing 1:28:14 - Reliable Resources for ITR 1:29:18 - When to Consult a Professional 1:31:53 - Common Tax Filing Mistakes 1:32:54 - When to File ITR Even Without Income This video is a comprehensive guide for anyone looking to optimize their finances. It's a must-watch for understanding the Indian tax structure and finding the right investment opportunities. Please note that this is for educational purposes and should not be considered financial advice. You should always research and consult with a professional before making investment decisions. #TaxSaving #IncomeTaxIndia #IndianStocks #ELSS #PPF #NPS #ShareMarket #InvestingInIndia #FinancialPlanning About Groww Groww is India’s Best Investment App and the Largest Stock Broker. Find us here: Android app: https://app.groww.in/v3cO/f9o4prne iOS app - https://app.groww.in/v3cO/tu0yrc3e Website - https://groww.in/ RA disclaimer link: https://groww.in/p/sebi-research-analyst-regulations For more finance content on stock market, personal finance, investing, watch our top playlists (recommended watch): πŸ‘‰ Market ki Baat Groww ke Saath: https://www.youtube.com/playlist?list=PLEpfe0kiOwWoYT6T_TrGTTzVUSOEoQDgj πŸ‘‰ Intelligent Investors: https://www.youtube.com/playlist?list=PLEpfe0kiOwWp9dK_l7OWnpDM4rj-hn4R- πŸ‘‰ Groww Alerts: https://www.youtube.com/playlist?list=PLEpfe0kiOwWoNd_csoSmqj9CZU8bQ4vMe πŸ‘‰ IPO Review: https://www.youtube.com/playlist?list=PLEpfe0kiOwWrjL9kwUTxtZsAfuyDWC5R0 πŸ‘‰ Monopolish stocks: https://www.youtube.com/playlist?list=PLEpfe0kiOwWrB71iTSxLhpIhkdNWDUau5 πŸ‘‰ Groww Xplained (case studies): https://www.youtube.com/playlist?list=PLEpfe0kiOwWqK3MYZR0oye0jNomKDutyQ πŸ‘‰ Sector Spotlight: https://www.youtube.com/playlist?list=PLEpfe0kiOwWr-wtvmdmh9M3jAwiDpDu64 πŸ‘‰ Stocks Fundamental Analysis Series: https://www.youtube.com/playlist?list=PLEpfe0kiOwWrXnxCtZ_gNIHJvTk9Hu9WQ πŸ‘‰ Viral Reacts: https://www.youtube.com/playlist?list=PLEpfe0kiOwWqWcteDPi8ji7fQ-Cu47Cid Follow us here on other channels: πŸ”” Mutual Funds at Groww - https://bit.ly/3zQpR32 πŸ”” Trading with Groww - https://youtube.com/c/TradingwithGroww πŸ”” Groww plus - https://www.youtube.com/c/Growwplus πŸ”” Groww Kannada - https://bit.ly/3ekyeKP πŸ”” Groww Tamil - https://bit.ly/3cbhN3Z πŸ”” Groww Telugu - https://bit.ly/39aLpwC πŸ”” Groww Malayalam https://bit.ly/3enG2LV πŸ”” Groww Gujarati - https://www.youtube.com/@GrowwGujarati πŸ”” Groww Marathi - https://www.youtube.com/@Groww.Marathi πŸ”” Groww Insurance Academy - https://www.youtube.com/@GrowwInsurance πŸ”” Get to Know Groww - https://www.youtube.com/@Gettoknowgroww πŸ”” Ipo review by Groww - https://www.youtube.com/@iporeviewbygroww Follow us on: Facebook: https://www.facebook.com/growwapp/ Twitter: https://twitter.com/_groww Instagram: https://www.instagram.com/groww_official LinkedIn: https://in.linkedin.com/company/groww.in Telegram: https://t.me/GrowwHQ Stock market investing content in Hindi | Finance content in Hindi | Personal finance content in Hindi Investment in securities market are subject to market risks, read all the related documents carefully before investing. If you have any concerns with respect to Groww, please feel free to write to us at [email protected] or you can call us at +91 9108800000. #groww #growwapp #finance #investing #stock market Research Analyst disclaimer: https://groww.in/p/sebi-research-analyst-regulations

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