The 50-Year Mortgage: What You MUST Know!

Patrick Boyle November 14, 2025
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✨ Start designing today with Gamma for free ➡️ https://gamma.app/?utm_source=youtube&utm_medium=influencer&utm_campaign=nov25&utm_content=akg_PBoyle Is Trump’s 50-Year Mortgage Plan the answer to America’s housing affordability crisis—or a financial trap? In this video, we break down the economics, politics, and history behind ultra-long mortgages. You’ll learn: * Why a 50-year mortgage might not lower monthly payments as promised * How interest rates and risk pricing change with longer loan terms * The hidden costs: slower equity growth, higher lifetime interest, and systemic risk * Lessons from Japan’s 50- and 100-year mortgages—and why they failed * What really drives housing affordability If you’re curious about housing policy, mortgage mechanics, and the future of homeownership, this deep dive is for you. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ [email protected] Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join

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