Video Description

Did you know only 20% of people have a pension? In this episode of Joe Knows Retirement, Joe shares four things you need to know if you have a pension and are in or near retirement. From the importance of having a specialized plan to strategies you can use to save money in taxes, Joe talks about it in this video. 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/ 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe’s book "2% Club": https://keap.page/bsd964/2-percent-toolkit-yt.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/opportunities-for-wealthy-people-retiring-with-a-pension #retirement #retirementplanning #pension Timestamps: 00:00 Intro 00:43 1. Your situation is unique 02:05 2. You likely won't be in a lower tax bracket in retirement 04:19 3. Roth conversions 08:36 4. Widow's penalty 13:16 The importance of having a plan Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.