₹0 to ₹100 Crores: Pranjal Kamra’s Journey from Middle-Class to Crorepati

Video Description

Ever wondered what it really takes to build a ₹100‑crore net‑worth? In this no‑filter conversation, We sit down with Pranjal Kamra (Founder & CEO, Finology Ventures) to unpack the mindsets, mistakes and milestones that shaped his journey from a middle‑class Raipur home with no running water to one of India’s most trusted finance voices. Grab a coffee, as this episode is packed with candid insights, relatable anecdotes and game‑changing money lessons. Finology Ventures Private Limited is a SEBI Registered Investment Adviser (Registration No. INA000012218). Principal Officer - Pranjal Kamra 📝 About Pranjal Kamra Pranjal Kamra is a Raipur‑based value investor, best‑selling author (Investonomy & Mint Your Money), and founder of Finology Ventures, a bootstrapped fintech platform that serves 5 million+ YouTube subscribers and over a million registered users. Forbes India named him to its Top 100 Digital Stars list in both 2022 and 2023. 🔑 What You’ll Learn in this Podcast Why “cheap” stocks often stay cheap and how to avoid value traps. The psychology of net‑worth: liquidity, lifestyle and true financial freedom. How Gen Z is being nudged into dangerous debt habits (and what to do instead). A commonsense framework for deciding whether to buy or rent a home. Pranjal’s personal rules for money, business and happiness. Timestamps: 0:00 - Intro 1:07 - The biggest money myth Pranjal believed for years (value ≠ cheap!) 4:14 - Pranjal on Crossing the ₹100‑crore Networth mark 5:35 - How does it feel to be a 100 Crorepati! - Being worth 100 Crores 9:07 - Journey of ₹0-₹100 Crores in just 6 years!? 12:13 - What's next for Pranjal Kamra?! 16:57 - What Gen Zs are doing wrong managing their money? 26:49 - Is taking a Home Loan justified during this time? - Should you buy a home? 31:26 - How should a person with ₹1 Lakh/m salary Invest/spend? 33:41 - Asset Allocation - Is Equity enough? 37:03 - More investments don’t always mean better returns – How much should you really diversify? 39:15 - Can a person with 40K - 60K salary realistically retire in the next 30 years? 40:47 - Pranjal's strong asset allocation strategy! 41:45 - How to stay ahead of Inflation? - Safe Hedge 45:17 - One lesson that Pranjal Kamra wishes to share! - Golden Advice!