Treasury Bills For Beginners: The Ultimate Guide

Video Description

Treasury Bills are currently giving out record high rates and by watching this video to the end you will gain all the knowledge you need to start investing in Treasury Bills yourself and become a Treasury Bill Specialist - Enjoy! 💼 How To Build An Investment Portfolio (Free Guide) → https://dannysully.link/PortfolioBuilder Resources: 📈 Best Brokerage Accounts → https://investlane.com/brokerage-accounts 🏦 Top High-Yield Savings Accounts → https://investlane.com/high-yield-savings-accounts 🔒 Best Certificates of Deposit (CDs): https://investlane.com/cd-rates 📚 Free Learning Guides → https://dannysully.com/free-guides 🗞️ Join My Free Newsletter → https://dannysnewsletter.kit.com/profile 🌐 Explore InvestLane → https://investlane.com/ Subscribe: 📷 My YouTube Channel → https://www.youtube.com/@DannySully?sub_confirmation=1 🔔 InvestLane Channel → https://www.youtube.com/@InvestLaneMedia?sub_confirmation=1 🎥 Relevant YouTube Videos 🎥 https://youtu.be/6figVXfmRGE https://youtu.be/CsLSv_LKedw?si=MZtxNU5fHGuosACR https://youtu.be/pRKOjRDLkYU https://youtu.be/TSOwPNnuJng https://youtu.be/UCjP87-u74Q https://youtu.be/OprjgqbKUBY?si=WymgPB2JPeJKN4Zh https://youtu.be/mldma8M6G_g?si=i7CPQ2q7GKOorL00 ⏰ Timestamps ⏰ 00:00 Intro 00:34 What Are T-Bills? 02:02 How Do They Work? 03:21 Overall Benefits 04:09 How To Invest In Them 08:13 Buying On Fidelity 13:14 T- Bill Ladder 14:15 Things To Be Aware Of 15:46 Conclusion 📝 What is a Treasury Bill? Treasury Bills are short-term debt securities that are issued the U.S. treasury and backed by the U.S. government, which is why they are considered a low-risk investment. Treasury Bill Options: The maturities, which in simple terms is the lifespan of the investment, are 4,8,13,17,26, and 52 week options. Pros: 1. Nearly no risk 2. Exempt from state and local taxes 3. Flexibile (Online brokerages/banks are great options) 4. Can be bought in small increments (even ETF nearly nothing) 5. Max limit is $10m/year Cons: 1. TreasuryDirect has increments of $100 and online brokerages/banks is $1000 2. Treasury Bills fluctuate 3. Pay federal taxes 4. Not for long term wealth like S&P but great to diversify 5. TreasuryDirect selling is complex 3 Main Ways To Buy Treasury Bills: 1. TreasuryDirect (Government Page) 2. Banks or Brokerage Firms 3. ETFs In this video, I show you how you can buy Treasury Bills through the primary market, secondary market, and through ETFs all on Fidelity. After watching this video you will have a complete understanding on the different ways you can invest into Treasury Bills and get started today! Current Conditions: Currently treasury bills are seeing higher rates for shorter term maturities where the typical scenario would be higher rates for longer term maturities. This is because of recent interest rate hikes, where Treasury Bills for the most part, directly correlate to the interest rates. Time to lock in these great rates! Don't let time keep passing, let your money work for you. If you found any value in this content please consider hitting the like button and subscribing as I continue spreading the highest quality content related to "money talk" to impact as many lives as possible. 🔔 Don't forget to subscribe with notifications on and hit that like button! Disclaimer: This video contains links through which Danny Sully may be compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The information provided in this video is accurate as of its posting date, though some of the offers mentioned may no longer be active. This content is for entertainment only and does not constitute legal, tax, or financial advice. It is for general informational purposes. The presenter is not a licensed professional. Viewers should consult their attorney, accountant, or financial advisor for advice on specific legal, tax, or financial issues.