10 ways to get 99% ahead of MOST people in your 20s
Mia McGrath
View ChannelAbout
Partnerships: [email protected] 300k on TikTok & IG | Building wealth in your 20s + financial independence. Frugal Chic™: live luxuriously, spend intentionally. Frugalchic.co.uk TikTok @miarosemcgrath IG @miarose_mcgrath Substack @miamcgrath Use code 'MIA' with Trading 212 + InvestEngine to get a welcome bonus (T&Cs apply)
Latest Posts
Video Description
I’m in the top 1% of my age group financially by 24. Six-figure net worth, doubled my income in a year (£30k → £78k), and now I’ve gone all-in on working for myself. I don’t say this to brag — I grew up “normal,” I’ve faced setbacks, and I don’t come from money. If I can do it, you can too. In this video, I break down 10 principles that got me into the top 1% of my age group financially — and how you can apply them to your own life: 📌 Why frugality = freedom (not restriction) 📌 How to stop comparing yourself to others and start building leverage 📌 The biggest money traps keeping people broke in their 20s 📌 The high-income skills that changed my financial future 📌 Why you need to stop waiting for the “perfect moment” and just start This isn’t a get-rich-quick pitch or some “escape the matrix” nonsense. It’s the real, unfiltered playbook that got me from £0 savings and no direction → six-figure net worth and being my own boss by 24. LINKS: Free weekly newsletter: https://frugal-chic.beehiiv.com/ Stan store https://stan.store/Miarosemcgrath Timestamps: 0:00 intro 1:50 reject a YOLO attitude 5:30stop looking sideways -- number 3 i missed out oops. 9:00 assets over liabilities 11:30 just start 14:00 high income skill 15:00 choose your hard 18:00 self awareness = superpower 20:00 dont fall into victim mindset 22:00 creation over consumption
Empower Your 20s: Essential Gear
AI-recommended products based on this video

Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

Apple iPad 11-inch: A16 chip, 11-inch Model, Liquid Retina Display, 128GB, Wi-Fi 6, 12MP Front/12MP Back Camera, Touch ID, All-Day Battery Life — Blue EPEAT

Wireless Bluetooth Mouse for Apple iPad iPhone MacBook Android Samsung Tablet Phone Dual-Mode Rechargeable 2.4G Portable Computer Mice for Windows Laptop Notebook PC Mac Desktop USB Receiver (Black)

Apple AirTag 4 Pack. Keep Track of and find Your Keys, Wallet, Luggage, Backpack, and More. Simple one-tap Set up with iPhone or iPad

Apple AirTag. Keep Track of and find Your Keys, Wallet, Luggage, Backpack, and More. Simple one-tap Set up with iPhone or iPad
![Apple Watch Series 10 [GPS 46mm case] Smartwatch with Rose Gold Aluminium Case with Light Blush Sport Band - M/L. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant](https://m.media-amazon.com/images/I/61nNNMI1cFL._AC_UL960_FMwebp_QL65_.jpg)
Apple Watch Series 10 [GPS 46mm case] Smartwatch with Rose Gold Aluminium Case with Light Blush Sport Band - M/L. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant
![Apple Watch Series 10 [GPS 42mm case] Smartwatch with Jet Black Aluminium Case with Black Sport Band - S/M. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant](https://m.media-amazon.com/images/I/6105jZyXyPL._AC_UL960_FMwebp_QL65_.jpg)
Apple Watch Series 10 [GPS 42mm case] Smartwatch with Jet Black Aluminium Case with Black Sport Band - S/M. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant

SAMSUNG Galaxy Watch Ultra 47mm LTE AI Smartwatch Bundle w/ 25W Power Adapter, Energy Score, Wellness Tips, Heart Rate Tracking, Sleep Monitor, Fitness Tracker, GPS, 2024,Titanium Silver

Smart Watch for Men/Women, 1.95" AMOLED Fitness Tracker Watches with Bluetooth Calls/Flashlight/100+ Sport Modes Heart Rate/Sleep Monitor Ultra Lightweight Ultrathin Design

17 Inch Laptop Privacy Screen Filter for 16:10 Widescreen Display 14.5"x9.1" - Laptop Screen Privacy Shield and Anti Blue Light Anti Glare Screen Protector

Money Skills for Kids: A Beginner’s Guide to Earning, Saving, and Spending Wisely. Everything Tweens Should Know About Personal Finance (Essential Life Skills for Teens)

ANKER 737 Power Bank, 24,000mAh 3-Port Laptop Portable Charger with 140W Fast Charging, Smart Display, for Outdoor Work, Compatible with iPhone 16/15/14 Series, Vision Pro, Samsung, MacBook, and More

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, with Active Noise Cancellation, Adaptive Audio, Transparency Mode, Personalized Spatial Audio, USB-C Charging Case, Wireless Charging, H2 Chip

Wireless Earbuds, Bluetooth 5.4 Headphones, True Wireless Stereo Earphones with IPX7 Waterproof, Noise Cancelling Mic, Fast Charging and Comfort Fit Ear Buds for Sports/Workouts - Black

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone

Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

acer Aspire Premium Laptop | 15.6" FHD Display | AMD Ryzen 7 5700U (Beats i7-1250U) | 64GB RAM | 4TB SSD | Long Battery Life | Sleek Design | Ethernet Port | Windows 11 Pro | w/WOWPC Bundle

Fame B3 Kitchen Bar Apron - White (WFA28094WH)

Upgraded Automatic Rotating Curling Iron - TYMO CurlPro Plus Long Barrel Curling Wand for Long Hair, Ceramic Hair Curler for Women, Anti-Scald, Tangle-Free, 600M Ionic, Dual Voltage, Gold, 1 Inch


