10 ways to get 99% ahead of MOST people in your 20s

Mia McGrath September 14, 2025
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Mia McGrath

@miarosemcgrath

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Partnerships: [email protected] 300k on TikTok & IG | Building wealth in your 20s + financial independence. Frugal Chic™: live luxuriously, spend intentionally. Frugalchic.co.uk TikTok @miarosemcgrath IG @miarose_mcgrath Substack @miamcgrath Use code 'MIA' with Trading 212 + InvestEngine to get a welcome bonus (T&Cs apply)

Video Description

I’m in the top 1% of my age group financially by 24. Six-figure net worth, doubled my income in a year (£30k → £78k), and now I’ve gone all-in on working for myself. I don’t say this to brag — I grew up “normal,” I’ve faced setbacks, and I don’t come from money. If I can do it, you can too. In this video, I break down 10 principles that got me into the top 1% of my age group financially — and how you can apply them to your own life: 📌 Why frugality = freedom (not restriction) 📌 How to stop comparing yourself to others and start building leverage 📌 The biggest money traps keeping people broke in their 20s 📌 The high-income skills that changed my financial future 📌 Why you need to stop waiting for the “perfect moment” and just start This isn’t a get-rich-quick pitch or some “escape the matrix” nonsense. It’s the real, unfiltered playbook that got me from £0 savings and no direction → six-figure net worth and being my own boss by 24. LINKS: Free weekly newsletter: https://frugal-chic.beehiiv.com/ Stan store https://stan.store/Miarosemcgrath Timestamps: 0:00 intro 1:50 reject a YOLO attitude 5:30stop looking sideways -- number 3 i missed out oops. 9:00 assets over liabilities 11:30 just start 14:00 high income skill 15:00 choose your hard 18:00 self awareness = superpower 20:00 dont fall into victim mindset 22:00 creation over consumption

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