Why Young Germans Are Screwed… And the Dutch Aren’t

EU Made Simple November 20, 2025
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Go to https://ground.news/EUMS to stay fully informed on the EU and more with news made simple. Subscribe through my link to save 40% on unlimited access. Clarification: Germany does have a three-pillar pension system, but its second pillar differs significantly from the Dutch model. It isn’t mandatory, it doesn’t rely on large sector-wide investment funds like those in the Netherlands, and far far fewer workers participate in it. Germany’s pension system is under massive pressure, with fewer workers supporting more retirees every year. This video breaks down why the political fight around pensions has exploded, why the math no longer adds up, and how Germany compares to other European countries. We also look at the global rankings to see which country actually has the world’s best pension system — and why it definitely isn’t Germany. I’ll explain what the Dutch three-pillar model gets right, and what lessons Germany urgently needs to learn. Support the Channel: 💁‍♂️ Patreon: https://www.patreon.com/eumadesimple ☕ Buy me a Coffee: https://www.buymeacoffee.com/EUMadeSimple 📷 Youtube: https://www.youtube.com/c/TheEUmadeSIMPLE Website: https://eumadesimple.eu/ Social Media: 📷 https://www.instagram.com/eu_made_simple/ 𝕏: https://twitter.com/EU_Made_Simple 📹 https://www.tiktok.com/@eumadesimple 👥 Discord: https://discord.gg/ccU4JSKAEy Other Languages: 🇬🇧 English: http://www.youtube.com/@EUMadeSimple 🇩🇪 German: http://www.youtube.com/@EUMadeSimpleDeutsch 🇫🇷 French: http://www.youtube.com/@LUESimplifiee 🇮🇹 Italian: https://www.youtube.com/@UEinmodosemplice 🇷🇴 Romanian: https://www.youtube.com/@UEinModSimplu 🇧🇬 Bulgarian: https://www.youtube.com/@ЕСОпростен 🇬🇷 Greek: https://www.youtube.com/@EE_APLA Sources: https://www.mercer.com/insights/investments/market-outlook-and-trends/mercer-cfa-global-pension-index/ https://www.mijnpensioenoverzicht.nl/nl/hoe-werkt-pensioen https://www.rijksoverheid.nl/onderwerpen/pensioen/opbouw-pensioenstelsel https://www.awvn.nl/pensioenregeling/awvn-werkgeverslijn/vraag-van-de-week/nederlandse-pensioenstelsel/ https://www.awvn.nl/pensioenregeling/hr-van-a-tot-z/aow-algemene-ouderdomswet/ https://www.rijksoverheid.nl/onderwerpen/algemene-ouderdomswet-aow/aow-leeftijd https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen https://www.personio.nl/hr-woordenboek/pensioenbijdrage-werkgever/ https://www.raisin.com/nl-nl/pensioen/gemiddeld-pensioen/ https://www.wiwo.de/politik/deutschland/rente-2025-wie-hoch-ist-die-durchschnittsrente-in-deutschland/30188228.html https://www.handelsblatt.com/politik/deutschland/durchschnittsrente-wie-viel-rente-die-deutschen-beziehen-03/100109822.html https://www.youtube.com/watch?v=f7vztsJxKkg&t=79s https://www.bundeshaushalt.de/DE/Bundeshaushalt-digital/bundeshaushalt-digital.html https://www.rijksoverheid.nl/documenten/brochures/2024/09/17/miljoenennotaposter-2025 https://nltimes.nl/2025/07/16/aging-population-tax-money-funded-half-dutch-state-pension-benefits-last-year https://www.cbs.nl/en-gb/visualisations/dashboard-population/households/households-today

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