How Much a $109,000 Hip Replacement Ends Up Costing You on Medicare vs ACA 💰

Video Description

A $116,000 hip replacement surgery sounds outrageous—but how much do patients actually pay? In this video, we break down a real-life bill to show what someone with an ACA Marketplace plan paid... and how that compares to different Medicare options, including: ✅ Medicare Advantage (Part C)✅ Medigap Plan G✅ High-Deductible Plan G✅ Original Medicare (Parts A & B) We walk through deductible amounts, coinsurance, copays, out-of-pocket maximums, and surprise costs that catch people off guard. Whether you're close to retirement or helping a loved one make smart healthcare choices, this video gives you the numbers you need. Here is the video that goes over Advantage vs Supplement in more detail:https://youtu.be/eOP76hMPiDs Here is the video that goes over the 20-year costs of these plans: https://youtu.be/Yf_LRloXmSo Here is where you can get the free, 20-year spreadsheet: https://theretirementnerds.com/long-term-medicare-costs/ Here is the video on Prior Authorization data: https://youtu.be/rMW3VGDY9PU Other Free Resources: Money and Mind Ebook: https://theretirementnerds.com/money-mind/ Retirement Nerds Newsletter: https://theretirementnerds.com/newsletter/ Services: The Retirement Nerds partners help with:MedicareSocial Security Planning Financial Planning Investment Management Estate Planning (Wills & Trusts) Contact us if you need help with any of these topics:https://theretirementnerds.com/contact-us/ Connect: Website: https://theretirementnerds.com/ TikTok: https://www.tiktok.com/@retirementnerds If you liked the video, please give it a "Thumbs up!" and subscribe to see more! ⏰ TIME CODES ⏰ 0:00 Intro and Thank You 0:33 Initial Costs 2:48 ACA Coverage 11:55 Medicare Advantage Costs 15:33 Original Medicare Only Costs 17:56 Plan G Costs 21:05 Plan N Details Costs 23:00 High Deductible Plan G Costs 24:04 MASSIVE Mistakes to Avoid 28:14 Where to Get Help #retirementnerds #theretirementnerds #medicare #healthcarecosts