21 Things You Should Never Waste Your Money On
Tae Kim - Financial Tortoise
@taekimfinancialtortoiseAbout
Hi, if you're new to my videos my name is Tae Kim. In the classic fable The Tortoise and the Hare, the tortoise didn’t win by being the fastest—he won by being consistent. Step by step, he kept moving forward. When it comes to building wealth, the same principle applies. It's not about speed—it's about steady progress over time. Subscribe to learn more about: ▶︎ Personal Finance ▶︎ Money & Investing ▶︎ Building Wealth Slowly I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed. Brand Partnership - [email protected] Other Inquiries - [email protected] Financial Tortoise LLC
Latest Posts
Video Description
► Checkout SoFi // Get up to 4.50% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/tae *affiliate link Timecodes: 0:00 - Intro 0:08 - Unused Gym Membership 0:37 - High Expense Ratios 1:26 - Fast Fashion 2:05 - Late Fees 2:28 - Bank Account Fee 3:06 - Try SoFi 3:25 - Lottery Tickets 4:12 - Extended Warranties 4:54 - Buying Coffee Every Day 5:24 - Buying Lunch Every Day 6:07 - Too Much Food 6:47 - Bottled Water 7:06 - Underused Subscription 7:46 - Physical Magazine & Newspaper 8:04 - Cable 8:25 - Expedited Shipping 8:52 - ATM Fees 9:23 - Foreign Transaction Fee 10:02 - Hotels 10:22 - Airline Fee 10:44 - Private Mortgage Insurance 11:11 - Tax Deductions & Credits You’re Missing Out On ------------ FAVORITE TOOLS: ► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link) ► Shortform - More Than Book Summaries - https://shortform.com/taekim LINKS: ► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter ► Favorite Books: https://www.financialtortoise.com/bestbooks DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.
Smart Savings: Essential Purchases
AI-recommended products based on this video

Monster Persona 6th ANC Active Noise Cancelling Headphones, Bluetooth Headphones with 3 EQ Modes, 60H Playtime, HiFi Stereo Audio, Over-Ear Bluetooth 6.0, Wireless Headphones for Travel, Black

Monster Persona SE ANC Active Noise Cancelling Headphones, Bluetooth Headphones Over Ear with 60H Playtime, HiFi Stereo Audio, Deep Bass, Wireless Headphones for Office

Monster Persona 6th ANC Active Noise Cancelling Headphones, Bluetooth Headphones Over Ear with HiFi Stereo Audio, 60H Playtime, 3 EQ Modes, Bluetooth 6.0, Wireless Headphones for Travel Work, Black

Bose QuietComfort Wireless Noise Cancelling Headphones, Bluetooth Over Ear Headphones with Up to 24 Hours of Battery Life, Moonlight Grey - Limited Edition

Sony WH-CH720N Noise Cancelling Wireless Headphones Bluetooth Over The Ear Headset with Microphone and Alexa Voice Control, Black

soundcore by Anker Q20i Hybrid Active Noise Cancelling Headphones, Wireless Over-Ear Bluetooth, 40H Long ANC Playtime, Hi-Res Audio, Big Bass, Customize via an App, Transparency Mode, Ideal for Travel

soundcore by Anker Q20i Hybrid Active Noise Cancelling Headphones, Wireless Over-Ear Bluetooth, 40H Long ANC Playtime, Hi-Res Audio, Big Bass, Customize via an App, Transparency Mode, Ideal for Travel

soundcore by Anker Q20i Hybrid Active Noise Cancelling Headphones, Wireless Over-Ear Bluetooth, 40H Long ANC Playtime, Hi-Res Audio, Big Bass, Customize via an App, Transparency Mode, Ideal for Travel

soundcore by Anker P20i True Wireless Earbuds, 10mm Drivers with Big Bass, Bluetooth 5.3, 30H Long Playtime, IPX5 Water-Resistant, 2 Mics for AI Clear Calls, 22 Preset EQs, Customization via App

2-Pack Bands Compatible with Fitbit Versa 4 / Versa 3 Bands/Fitbit Sense 2 / Sense Bands Women Men, Soft Silicone Sport Strap Replacement Wristbands for Versa 4/Versa 3/Sense 2/Sense Smartwatch

Garmin Bounce™, Kids Smartwatch, Two-Way Text and Voice Messaging, Location Tracking, Black Camo

Garmin Venu 3S, GPS Smartwatch, AMOLED Display, Advanced Health and Fitness Features, Up to 10 Days of Battery, 41 MM , French Gray

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat- and Water-Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life

Apple AirPods Pro 2 Wireless Earbuds, Bluetooth Headphones, Active Noise Cancellation, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

Wireless Charger for iPhone- 3 in 1 Charging Station for iPhone 16/15/14/13/12/Pro Max/Pro/Mini/Plus, Apple Watch 10/9/8/7/SE/6/5/4/3/2/1/Ultra2/Ultra, AirPods pro/2/3/4

3 in 1 Foldable Charging Station for Apple Wireless Charger for iPhone 16 15 14 13 12 11 Series, Wireless Charging Station with Night Light for Apple Watch Charger for AirPods 4/3/2/Pro/Pro 2 (Black)

Wireless Charger for Samsung - NANAMI 3 in 1 Charging Station for Multiple Devices,Fast Charger Stand Dock for Galaxy S25 S24 S23 Ultra S22 S21 S20 Z Flip Fold,Galaxy Watch 5/5 Pro/4/3,Galaxy Buds Pro

Lenovo IdeaPad Duet 3i 10.3" Touchscreen Intel Celeron N4020, 2-in-1 Laptop, Windows 11 Home S Mode + Includes 1-Year Microsoft 365 Personal - 82AT00KJCC

Battery Cover for Xbox Series S, Cheap Replacement Back Shell Door Lid Repair Part to Microsoft Xbox Series X Controller, Black Batteries Port Cap Outside Case for New Xbox Core Wireless Remote,4 Pack

Laptop Sleeve Case 11–14 Inch MacBook Air MacBook Pro Surface Laptop Dell XPS 13 HP Envy Pavilion Lenovo Yoga Slim IdeaPad Acer Swift Chromebook Samsung Galaxy Book Shockproof Leather Bag Colour Blue

Gumdrop ProTech Case for Dell New XPS 13 Plus 9320 Laptop- Slim Lightweight Case with Energy Displacement Protection, Non-Skid Rubber Feet and Frosted Exterior for Bumps and Drops (Black)

65W 45W USB C Laptop Charger Compatible with Dell Latitude 5420 5430 5520 5530 7340 7430 Inspiron 14 16 XPS 13 Chromebook 3100 Dell Computer Type C Fast Charging AC Adapter Power Cord

45W 65W AC Adapter Laptop Charger for Dell Inspiron 15 14 13 17 3000 5000 7000 Series 5558 5559 Charger Latitude E6440 E6430 3520 3420 XPS 13 14 9333 9350 Notebook Dell Computer Power Supply Cord

Dell P2725H 27" Full HD 1920 x 1080 Monitor - 1 Year Warranty, Computer Monitor Screen Bundle with Power Cable + USB 3.0 Upstream Cable + Display Port Cable + HDMI Cable + Microfiber Cloth Included

Dell P2425H Computer Monitor Screen 24" 16:9 IPS Display 100Hz w/Stand - 1 Year Warranty, Full HD, 1920 x 1080 with Power Cord + DisplayPort Cable + HDMI Cable + USB 3.0 Cable + Microfiber Cloth

Acer PM161Q Bbmiuux 15.6" Full HD (1920 x 1080) Widescreen Portable IPS Display | AMD FreeSync Technology | 4ms (G to G) | 2 Speakers | USB Type-C Cable and Mini HDMI Cable

Acer EDA270U Pbmiipx 27" WQHD (2560 x 1440) 1500R Curved Widescreen Gaming Display | AMD FreeSync Premium | 1ms (VRB) | up to 170Hz Refresh | HDR 10 | 2 Speakers | Display Port and HDMI Cable Incl.

Dell P2725H 27" Full HD 1920 x 1080 Monitor - 1 Year Warranty, Computer Monitor Screen Bundle with Power Cable + USB 3.0 Upstream Cable + Display Port Cable + HDMI Cable + Microfiber Cloth Included

Dell P2425H Computer Monitor Screen 24" 16:9 IPS Display 100Hz w/Stand - 1 Year Warranty, Full HD, 1920 x 1080 with Power Cord + DisplayPort Cable + HDMI Cable + USB 3.0 Cable + Microfiber Cloth

Acer PM161Q Bbmiuux 15.6" Full HD (1920 x 1080) Widescreen Portable IPS Display | AMD FreeSync Technology | 4ms (G to G) | 2 Speakers | USB Type-C Cable and Mini HDMI Cable



















